WTFC (Wintrust Financial) Institutional Ownership: 105.76% (As of Jul. 10, 2026)


WTFC Wintrust Financial Corp WTFC
79 GF Score
Price $161.45
GF Value $124.43
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Wintrust Financial Institutional Ownership?

Wintrust Financial WTFC -0.15% 79 Institutional Ownership is 105.76% as of Jul. 10, 2026. GuruFocus rates WTFC with a GF Score™ of 79/100 and a GF Value™ of $124.43 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Wintrust Financial's institutional ownership is 105.76%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Wintrust Financial's Insider Ownership is 2.42%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Wintrust Financial's Float Percentage Of Total Shares Outstanding is 98.93%.

Wintrust Financial Institutional Ownership Historical Data

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The historical data trend for Wintrust Financial's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wintrust Financial Institutional Ownership Chart

Wintrust Financial Historical Data

The historical data trend for Wintrust Financial can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 80.09 79.14 79.42 79.50 80.24 80.61 78.72 78.70 78.02 78.10
WTFC
79GF Score
Wintrust Financial Corp WTFC
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Wintrust Financial Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 105.76% mean?
Wintrust Financial (WTFC) has a Institutional Ownership of 105.76% as of Jul. 10, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Wintrust Financial and its competitors.
Is Wintrust Financial's Institutional Ownership too high?
Wintrust Financial's current Institutional Ownership is 105.76%. Overall, Wintrust Financial has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wintrust Financial's Institutional Ownership compare to UMBF and BPOP?
Wintrust Financial's Institutional Ownership of 105.76% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Wintrust Financial and its competitors. Wintrust Financial's current Institutional Ownership is 105.76%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wintrust Financial stock overvalued right now?
Based on GuruFocus' analysis, Wintrust Financial (WTFC) is currently considered Modestly Overvalued. The stock's GF Value™ is $124.43, compared to a current price of $161.45 — trading 29.8% above its estimated fair value. The current Institutional Ownership is 105.76%. Wintrust Financial's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Wintrust Financial (WTFC), the current Institutional Ownership is 105.76% as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wintrust Financial (WTFC) Overvalued in 2026?

Based on GuruFocus' analysis, Wintrust Financial stock appears to be overvalued. The current stock price of $161.45 is trading 29.8% above its estimated GF Value™ of $124.43. GuruFocus considers Wintrust Financial to be Modestly Overvalued.

Key valuation signals for WTFC:

  • Institutional Ownership: 105.76%
  • GF Value™: $124.43 vs. price of $161.45 (29.8% above fair value)
  • GF Score™: 79/100 with 9 warning signs

No single metric tells the full story. See the WTFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Wintrust Financial Business Description

Other Exchanges WF2:Germany
Address 9700 West Higgins Road, Suite 800, Rosemont, IL, USA, 60018
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and western Michigan. The company provides specialty finance services, including financing for the payment of property and casualty insurance premiums and life insurance premiums, and wealth management services to customers in its market area. Its operations consist of three primary segments: community banking, specialty finance, and wealth management. The company generates the majority of its revenue from the community banking segment.
79GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$161.45
Price
$124.43
GF Value