WTFC (Wintrust Financial) Risk Assessment


WTFC Wintrust Financial Corp WTFC
79 GF Score
Price $161.45
GF Value $124.43
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Wintrust Financial Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Wintrust Financial is: High Risk: High uncertainty with risk-return tradeoff.

Wintrust Financial  (NAS:WTFC) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Wintrust Financial Risk Assessment Related Terms

WTFC vs UMBF, BPOP, ZION: Risk Assessment Comparison

For the Banks - Regional subindustry, Wintrust Financial's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Wintrust Financial Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Wintrust Financial's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Wintrust Financial's Risk Assessment falls into.


WTFC
79GF Score
Wintrust Financial Corp WTFC
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Wintrust Financial (WTFC) Overvalued in 2026?

Based on GuruFocus' analysis, Wintrust Financial stock appears to be overvalued. The current stock price of $161.45 is trading 29.8% above its estimated GF Value™ of $124.43. GuruFocus considers Wintrust Financial to be Modestly Overvalued.

Key valuation signals for WTFC:

  • Risk Assessment:
  • GF Value™: $124.43 vs. price of $161.45 (29.8% above fair value)
  • GF Score™: 79/100 with 9 warning signs

No single metric tells the full story. See the WTFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Wintrust Financial Business Description

Other Exchanges WF2:Germany
Address 9700 West Higgins Road, Suite 800, Rosemont, IL, USA, 60018
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and western Michigan. The company provides specialty finance services, including financing for the payment of property and casualty insurance premiums and life insurance premiums, and wealth management services to customers in its market area. Its operations consist of three primary segments: community banking, specialty finance, and wealth management. The company generates the majority of its revenue from the community banking segment.
79GF Score

Get the complete analysis for WTFC

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$161.45
Price
$124.43
GF Value