Attijari Bank (XTUN:TJARI) ROE % Adjusted to Book Value: 7.82% (As of Dec. 2025)


XTUN:TJARI Attijari Bank XTUN:TJARI
70 GF Score
Price TND91.10
GF Value TND51.39
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Attijari Bank ROE % Adjusted to Book Value?

Attijari Bank XTUN:TJARI 70 ROE % Adjusted to Book Value is 7.82% as of Dec. 2025. GuruFocus rates XTUN:TJARI with a GF Score™ of 70/100 and a GF Value™ of TND51.39 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Attijari Bank's ROE % for the quarter that ended in Dec. 2025 was 21.26%. Attijari Bank's PB Ratio for the quarter that ended in Dec. 2025 was 2.72. Attijari Bank's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 7.82%.


Attijari Bank ROE % Adjusted to Book Value Related Terms


Attijari Bank ROE % Adjusted to Book Value Historical Data

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The historical data trend for Attijari Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Attijari Bank ROE % Adjusted to Book Value Chart

Attijari Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.18 14.03 12.25 11.50 7.18

Attijari Bank Semi-Annual Data
Jun12 Dec12 Jun13 Dec13 Jun14 Dec14 Jun15 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 11.14 7.53 7.82

XTUN:TJARI vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Attijari Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Attijari Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Attijari Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Attijari Bank's ROE % Adjusted to Book Value falls into.


XTUN:TJARI
70GF Score
Attijari Bank XTUN:TJARI
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Attijari Bank ROE % Adjusted to Book Value Calculation

Attijari Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.52% / 2.72
=7.18%

Attijari Bank's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=21.26% / 2.72
=7.82%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.82% mean?
Attijari Bank (XTUN:TJARI) has a ROE % Adjusted to Book Value of 7.82% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Attijari Bank and its competitors.
Is Attijari Bank's ROE % Adjusted to Book Value too high?
Attijari Bank's current ROE % Adjusted to Book Value is 7.82%. Overall, Attijari Bank has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Attijari Bank's ROE % Adjusted to Book Value compare to PNC and USB?
Attijari Bank's ROE % Adjusted to Book Value of 7.82% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Attijari Bank and its competitors. Attijari Bank's current ROE % Adjusted to Book Value is 7.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Attijari Bank stock overvalued right now?
Based on GuruFocus' analysis, Attijari Bank (XTUN:TJARI) is currently considered Significantly Overvalued. The stock's GF Value™ is TND51.39, compared to a current price of TND91.10 — trading 77.3% above its estimated fair value. The current ROE % Adjusted to Book Value is 7.82%. Attijari Bank's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Attijari Bank (XTUN:TJARI), the current ROE % Adjusted to Book Value is 7.82% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Attijari Bank (XTUN:TJARI) Overvalued in 2026?

Based on GuruFocus' analysis, Attijari Bank stock appears to be overvalued. The current stock price of TND91.10 is trading 77.3% above its estimated GF Value™ of TND51.39. GuruFocus considers Attijari Bank to be Significantly Overvalued.

Key valuation signals for XTUN:TJARI:

  • ROE % Adjusted to Book Value: 7.82%
  • GF Value™: TND51.39 vs. price of TND91.10 (77.3% above fair value)
  • GF Score™: 70/100 with 8 warning signs

No single metric tells the full story. See the XTUN:TJARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Attijari Bank Business Description

Address 24, Hedi Karray Street, North Urban Centre, Tunis, TUN, 1080
Attijari Bank is a Tunisian banking service provider. It caters to individuals, businesses, and freelancers through its Retail and Corporate banking segments. The individual's avail of retail banking services comprises accounts, online banking, money transfers, bank cards, insurance, and providence services, while businesses benefit from Corporate banking services such as international trade, financing, and flow management solutions. The bank generates its core revenue from the interest income arising out of its lending activities.
70GF Score

Get the complete analysis for XTUN:TJARI

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND91.10
Price
TND51.39
GF Value