Attijari Bank (XTUN:TJARI) Margin of Safety % (DCF FCF Based): 84.34% (As of Jul. 01, 2026)


XTUN:TJARI Attijari Bank XTUN:TJARI
69 GF Score
Price TND70.68
GF Value TND51.33
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Attijari Bank Margin of Safety % (DCF FCF Based)?

Attijari Bank XTUN:TJARI 69 Margin of Safety % (DCF FCF Based) is 84.34% as of Jul. 01, 2026. GuruFocus rates XTUN:TJARI with a GF Score™ of 69/100 and a GF Value™ of TND51.33 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-01), Attijari Bank's Predictability Rank is 2.5-Stars. Attijari Bank's intrinsic value calculated from the Discounted FCF model is TND70.92 and current share price is TND70.68. Consequently,

Attijari Bank's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 84.34%.

XTUN:TJARI vs PNC, USB: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Attijari Bank's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Attijari Bank Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Attijari Bank's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Attijari Bank's Margin of Safety % (DCF FCF Based) falls into.


XTUN:TJARI
69GF Score
Attijari Bank XTUN:TJARI
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Attijari Bank Margin of Safety % (DCF FCF Based) Calculation

Attijari Bank's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(451.33-70.68)/451.33
=84.34 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 84.34% mean?
Attijari Bank (XTUN:TJARI) has a Margin of Safety % (DCF FCF Based) of 84.34% as of Jul. 01, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Attijari Bank.
Is Attijari Bank's Margin of Safety % (DCF FCF Based) too high?
Attijari Bank's current Margin of Safety % (DCF FCF Based) is 84.34%. Overall, Attijari Bank has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Attijari Bank's Margin of Safety % (DCF FCF Based) compare to PNC and USB?
Attijari Bank's Margin of Safety % (DCF FCF Based) of 84.34% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Attijari Bank. Attijari Bank's current Margin of Safety % (DCF FCF Based) is 84.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Attijari Bank stock overvalued right now?
Based on GuruFocus' analysis, Attijari Bank (XTUN:TJARI) is currently considered Significantly Overvalued. The stock's GF Value™ is TND51.33, compared to a current price of TND70.68 — trading 37.7% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 84.34%. Attijari Bank's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Attijari Bank (XTUN:TJARI), the current Margin of Safety % (DCF FCF Based) is 84.34% as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Attijari Bank (XTUN:TJARI) Overvalued in 2026?

Based on GuruFocus' analysis, Attijari Bank stock appears to be overvalued. The current stock price of TND70.68 is trading 37.7% above its estimated GF Value™ of TND51.33. GuruFocus considers Attijari Bank to be Significantly Overvalued.

Key valuation signals for XTUN:TJARI:

  • Margin of Safety % (DCF FCF Based): 84.34%
  • GF Value™: TND51.33 vs. price of TND70.68 (37.7% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the XTUN:TJARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Attijari Bank Business Description

Address 24, Hedi Karray Street, North Urban Centre, Tunis, TUN, 1080
Attijari Bank is a Tunisian banking service provider. It caters to individuals, businesses, and freelancers through its Retail and Corporate banking segments. The individual's avail of retail banking services comprises accounts, online banking, money transfers, bank cards, insurance, and providence services, while businesses benefit from Corporate banking services such as international trade, financing, and flow management solutions. The bank generates its core revenue from the interest income arising out of its lending activities.
69GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND70.68
Price
TND51.33
GF Value