Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Attijari Bank's earnings per share without non-recurring items for the
six
months ended in Dec. 2025 was TND2.38.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was TND4.70.
During the past 12 months, Attijari Bank's average earnings per share (NRI) Growth Rate was -2.10% per year.
During the past 3 years, the average earnings per share (NRI) Growth Rate was 5.20% per year.
During the past 5 years, the average earnings per share (NRI) Growth Rate was 10.90% per year.
During the past 10 years, the average earnings per share (NRI) Growth Rate was 9.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
The historical rank and industry rank for Attijari Bank's EPS without NRI or its related term are showing as below:
XTUN:TJARI'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -9.6 Med: 16.7 Max: 95.7
Current: 5.2
During the past 13 years, Attijari Bank's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 95.70% per year. The lowest was -9.60% per year. And the median was 16.70% per year.
XTUN:TJARI's 3-Year EPS without NRI Growth Rate is ranked worse than 55.34% of 1413
companies
in the Banks industry
Industry Median: 7.3
vs XTUN:TJARI: 5.20
Attijari Bank's EPS (Diluted) for the
six
months ended in Dec. 2025 was TND2.38.
Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was TND4.70.
Attijari Bank's EPS (Basic) for the
six
months ended in Dec. 2025 was TND2.38.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was TND4.70.
Attijari Bank (XTUN:TJARI) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Attijari Bank EPS without NRI Related Terms
Attijari Bank EPS without NRI Historical Data
* Premium members only.
The historical data trend for Attijari Bank's EPS without NRI can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTUN:TJARI vs PNC, USB: EPS without NRI Comparison
For the Banks - Regional subindustry, Attijari Bank's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Attijari Bank PE Ratio without NRI vs Banks Industry
For the Banks industry and Financial Services sector, Attijari Bank's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Attijari Bank's PE Ratio without NRI falls into.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was TND4.70
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Attijari Bank (XTUN:TJARI) has a EPS without NRI of TND4.70 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Attijari Bank and its competitors. According to the industry distribution chart, Attijari Bank ranks #782 out of 1413 companies in the Banks industry, placing it in the top 55.3%.
Is Attijari Bank's EPS without NRI too high?
Attijari Bank's current EPS without NRI is TND4.70. Based on the distribution chart, Attijari Bank ranks #782 out of 1413 companies in the Banks industry, which is below the industry midpoint. Overall, Attijari Bank has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Attijari Bank's EPS without NRI compare to PNC and USB?
According to the Banks industry distribution chart, Attijari Bank ranks #782 out of 1413 companies for EPS without NRI. This places Attijari Bank in the lower half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Attijari Bank and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Attijari Bank's current EPS without NRI is TND4.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Attijari Bank stock overvalued right now?
Based on GuruFocus' analysis, Attijari Bank (XTUN:TJARI) is currently considered Significantly Overvalued. The stock's GF Value™ is TND51.49, compared to a current price of TND89.90 — trading 74.6% above its estimated fair value. The current EPS without NRI is TND4.70. Attijari Bank's overall GF Score™ is 61/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Attijari Bank (XTUN:TJARI), the current EPS without NRI is TND4.70 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Attijari Bank (XTUN:TJARI) Overvalued in 2026?
Based on GuruFocus' analysis, Attijari Bank stock appears to be overvalued.
The current stock price of TND89.90 is trading 74.6% above its estimated GF Value™ of TND51.49.
GuruFocus considers Attijari Bank to be Significantly Overvalued.
Key valuation signals for XTUN:TJARI:
EPS without NRI: TND4.70
GF Value™: TND51.49 vs. price of TND89.90 (74.6% above fair value)
No single metric tells the full story. See the XTUN:TJARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Attijari Bank is a Tunisian banking service provider. It caters to individuals, businesses, and freelancers through its Retail and Corporate banking segments. The individual's avail of retail banking services comprises accounts, online banking, money transfers, bank cards, insurance, and providence services, while businesses benefit from Corporate banking services such as international trade, financing, and flow management solutions. The bank generates its core revenue from the interest income arising out of its lending activities.
61GF Score
Get the complete analysis for XTUN:TJARI
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XTUN:TJARI has been successfully added to your 
