Attijari Bank (XTUN:TJARI) Enterprise Value: TND2,971.3 Mil (As of Jul. 09, 2026) ***


XTUN:TJARI Attijari Bank XTUN:TJARI
60 GF Score
Price TND90.50
GF Value TND51.37
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Attijari Bank Enterprise Value?

Attijari Bank XTUN:TJARI 60 Enterprise Value is TND2,971.3 Mil as of Jul. 09, 2026. GuruFocus rates XTUN:TJARI with a GF Score™ of 60/100 and a GF Value™ of TND51.37 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Attijari Bank's Enterprise Value is TND2,971.3 Mil. Attijari Bank's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was TND759.7 Mil. Therefore, Attijari Bank's EV-to-Revenue ratio for today is 3.91.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Attijari Bank's Enterprise Value is TND2,971.3 Mil. Attijari Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was TND1,025.3 Mil. Therefore, Attijari Bank's EV-to-OCF ratio for today is 2.90.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Attijari Bank's Enterprise Value is TND2,971.3 Mil. Attijari Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was TND1,004.6 Mil. Therefore, Attijari Bank's EV-to-FCF ratio for today is 2.96.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Attijari Bank  (XTUN:TJARI) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Attijari Bank's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=2971.313/759.702
=3.91

Attijari Bank's current Enterprise Value is TND2,971.3 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Attijari Bank's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was TND759.7 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Attijari Bank's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=2971.313/1025.341
=2.90

Attijari Bank's current Enterprise Value is TND2,971.3 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Attijari Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was TND1,025.3 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Attijari Bank's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2971.313/1004.596
=2.96

Attijari Bank's current Enterprise Value is TND2,971.3 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Attijari Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was TND1,004.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Attijari Bank Enterprise Value Related Terms


Attijari Bank Enterprise Value Historical Data

* Premium members only.

The historical data trend for Attijari Bank's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Attijari Bank Enterprise Value Chart

Attijari Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 257.70 290.98 760.67 738.74 1,786.31

Attijari Bank Semi-Annual Data
Jun12 Dec12 Jun13 Dec13 Jun14 Dec14 Jun15 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 760.67 2,275.98 738.74 934.13 1,786.31

XTUN:TJARI vs PNC, USB: Enterprise Value Comparison

For the Banks - Regional subindustry, Attijari Bank's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Attijari Bank Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Attijari Bank's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Attijari Bank's Enterprise Value falls into.


XTUN:TJARI
60GF Score
Attijari Bank XTUN:TJARI
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Attijari Bank Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Attijari Bank's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Attijari Bank's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of TND2,971.3 Mil mean?
Attijari Bank (XTUN:TJARI) has a Enterprise Value of TND2,971.3 Mil as of Jul. 09, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Attijari Bank and its competitors.
Is Attijari Bank's Enterprise Value too high?
Attijari Bank's current Enterprise Value is TND2,971.3 Mil. Overall, Attijari Bank has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Attijari Bank's Enterprise Value compare to PNC and USB?
Attijari Bank's Enterprise Value of TND2,971.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Attijari Bank and its competitors. Attijari Bank's current Enterprise Value is TND2,971.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Attijari Bank stock overvalued right now?
Based on GuruFocus' analysis, Attijari Bank (XTUN:TJARI) is currently considered Significantly Overvalued. The stock's GF Value™ is TND51.37, compared to a current price of TND90.50 — trading 76.2% above its estimated fair value. The current Enterprise Value is TND2,971.3 Mil. Attijari Bank's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Attijari Bank (XTUN:TJARI), the current Enterprise Value is TND2,971.3 Mil as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Attijari Bank (XTUN:TJARI) Overvalued in 2026?

Based on GuruFocus' analysis, Attijari Bank stock appears to be overvalued. The current stock price of TND90.50 is trading 76.2% above its estimated GF Value™ of TND51.37. GuruFocus considers Attijari Bank to be Significantly Overvalued.

Key valuation signals for XTUN:TJARI:

  • Enterprise Value: TND2,971.3 Mil
  • GF Value™: TND51.37 vs. price of TND90.50 (76.2% above fair value)
  • GF Score™: 60/100 with 8 warning signs

No single metric tells the full story. See the XTUN:TJARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Attijari Bank Business Description

Address 24, Hedi Karray Street, North Urban Centre, Tunis, TUN, 1080
Attijari Bank is a Tunisian banking service provider. It caters to individuals, businesses, and freelancers through its Retail and Corporate banking segments. The individual's avail of retail banking services comprises accounts, online banking, money transfers, bank cards, insurance, and providence services, while businesses benefit from Corporate banking services such as international trade, financing, and flow management solutions. The bank generates its core revenue from the interest income arising out of its lending activities.
60GF Score

Get the complete analysis for XTUN:TJARI

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND90.50
Price
TND51.37
GF Value