Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Attijari BankXTUN:TJARI +1.67%67 5-Year Yield-on-Cost % is 4.75 as of Aug. 22, 2026, which is 32% below its 10-year median of 7.01. GuruFocus rates XTUN:TJARI with a GF Score™ of 67/100 and a GF Value™ of TND51.59 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,248 Banks companies, Attijari Bank ranks better than 64.18% on this metric.
Attijari Bank's yield on cost for the quarter that ended in Dec. 2025 was 4.75.
The historical rank and industry rank for Attijari Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
XTUN:TJARI'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.72 Med: 7.01 Max: 9.09
Current: 4.75
During the past 13 years, Attijari Bank's highest Yield on Cost was 9.09. The lowest was 2.72. And the median was 7.01.
XTUN:TJARI's 5-Year Yield-on-Cost % is ranked better than 64.18% of 1248
companies
in the Banks industry
Industry Median: 3.87
vs XTUN:TJARI: 4.75
Attijari Bank (XTUN:TJARI) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Attijari Bank 5-Year Yield-on-Cost % Related Terms
XTUN:TJARI vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Attijari Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Attijari Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Attijari Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Attijari Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Attijari Bank is calculated as
Attijari Bank (XTUN:TJARI) has a 5-Year Yield-on-Cost % of 4.75 as of Aug. 22, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Attijari Bank and its competitors. This is 32% below median its historical median of 7.01. Over the past decade, Attijari Bank's 5-Year Yield-on-Cost % has ranged from 2.72 to 9.09. According to the industry distribution chart, Attijari Bank ranks #447 out of 1248 companies in the Banks industry, placing it in the top 35.8%.
Is Attijari Bank's 5-Year Yield-on-Cost % too high?
Attijari Bank's current 5-Year Yield-on-Cost % of 4.75 is 32% below median its 10-year median of 7.01. Over the past 10 years, this metric has ranged from a low of 2.72 to a high of 9.09. The Banks industry median 5-Year Yield-on-Cost % is 3.87. Attijari Bank's value of 4.75 is 22.7% above this industry median. Based on the distribution chart, Attijari Bank ranks #447 out of 1248 companies in the Banks industry, which is above the industry midpoint. Overall, Attijari Bank has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Attijari Bank's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Attijari Bank ranks #447 out of 1248 companies for 5-Year Yield-on-Cost %. This puts Attijari Bank in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. Attijari Bank's value of 4.75 is 22.7% above this benchmark. Historically, Attijari Bank's own 5-Year Yield-on-Cost % has ranged from 2.72 to 9.09 over the past decade. While the company's 10-year median is 7.01 vs. the industry median of 3.87, Attijari Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.87, based on 1,248 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Attijari Bank's current 5-Year Yield-on-Cost % of 4.75 is 22.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Attijari Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Attijari Bank's current 5-Year Yield-on-Cost % is 4.75, which is 32% below median its own 10-year median of 7.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Attijari Bank stock overvalued right now?
Based on GuruFocus' analysis, Attijari Bank (XTUN:TJARI) is currently considered Significantly Overvalued. The stock's GF Value™ is TND51.59, compared to a current price of TND88.45 — trading 71.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.75, which is 32% below median its 10-year median of 7.01 and 22.7% above the Banks industry median of 3.87. Attijari Bank's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Attijari Bank (XTUN:TJARI), the current 5-Year Yield-on-Cost % is 4.75 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Attijari Bank (XTUN:TJARI) Overvalued in 2026?
Based on GuruFocus' analysis, Attijari Bank stock appears to be overvalued.
The current stock price of TND88.45 is trading 71.4% above its estimated GF Value™ of TND51.59.
GuruFocus considers Attijari Bank to be Significantly Overvalued.
Key valuation signals for XTUN:TJARI:
5-Year Yield-on-Cost %: 4.75 (32% below median its 10-year median of 7.01)
GF Value™: TND51.59 vs. price of TND88.45 (71.4% above fair value)
Industry Position: 22.7% above the Banks median (#447 of 1248)
No single metric tells the full story. See the XTUN:TJARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Attijari Bank is a Tunisian banking service provider. It caters to individuals, businesses, and freelancers through its Retail and Corporate banking segments. The individual's avail of retail banking services comprises accounts, online banking, money transfers, bank cards, insurance, and providence services, while businesses benefit from Corporate banking services such as international trade, financing, and flow management solutions. The bank generates its core revenue from the interest income arising out of its lending activities.
67GF Score
Get the complete analysis for XTUN:TJARI
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XTUN:TJARI has been successfully added to your 
