Attijari Bank (XTUN:TJARI) GF Value Rank: 3 (As of Aug. 28, 2026) — 40% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTUN:TJARI Attijari Bank XTUN:TJARI
70 GF Score
Price TND87.20
GF Value TND51.62
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Attijari Bank GF Value Rank?

Attijari Bank XTUN:TJARI -0.80% 70 GF Value Rank is 3 as of Aug. 28, 2026, which is 40% below its 10-year median of 5.00. GuruFocus rates XTUN:TJARI with a GF Score™ of 70/100 and a GF Value™ of TND51.62 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Attijari Bank has the GF Value Rank of 3.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Attijari Bank GF Value Rank Related Terms

XTUN:TJARI vs PNC, USB: GF Value Rank Comparison

For the Banks - Regional subindustry, Attijari Bank's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Attijari Bank GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Attijari Bank's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Attijari Bank's GF Value Rank falls into.


XTUN:TJARI
70GF Score
Attijari Bank XTUN:TJARI
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 3 mean?
Attijari Bank (XTUN:TJARI) has a GF Value Rank of 3 as of Aug. 28, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Attijari Bank and its competitors. This is 40% below median its historical median of 5.00. Over the past decade, Attijari Bank's GF Value Rank has ranged from 1.00 to 10.00.
Is Attijari Bank's GF Value Rank too high?
Attijari Bank's current GF Value Rank of 3 is 40% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Attijari Bank has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Attijari Bank's GF Value Rank compare to PNC and USB?
Attijari Bank's GF Value Rank of 3 can be compared against companies in the Banks industry. Historically, Attijari Bank's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Attijari Bank and its competitors. Attijari Bank's current GF Value Rank is 3, which is 40% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Attijari Bank stock overvalued right now?
Based on GuruFocus' analysis, Attijari Bank (XTUN:TJARI) is currently considered Significantly Overvalued. The stock's GF Value™ is TND51.62, compared to a current price of TND87.20 — trading 68.9% above its estimated fair value. The current GF Value Rank is 3, which is 40% below median its 10-year median of 5.00. Attijari Bank's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Attijari Bank (XTUN:TJARI), the current GF Value Rank is 3 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Attijari Bank (XTUN:TJARI) Overvalued in 2026?

Based on GuruFocus' analysis, Attijari Bank stock appears to be overvalued. The current stock price of TND87.20 is trading 68.9% above its estimated GF Value™ of TND51.62. GuruFocus considers Attijari Bank to be Significantly Overvalued.

Key valuation signals for XTUN:TJARI:

  • GF Value Rank: 3 (40% below median its 10-year median of 5.00)
  • GF Value™: TND51.62 vs. price of TND87.20 (68.9% above fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the XTUN:TJARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Attijari Bank Business Description

Address 24, Hedi Karray Street, North Urban Centre, Tunis, TUN, 1080
Attijari Bank is a Tunisian banking service provider. It caters to individuals, businesses, and freelancers through its Retail and Corporate banking segments. The individual's avail of retail banking services comprises accounts, online banking, money transfers, bank cards, insurance, and providence services, while businesses benefit from Corporate banking services such as international trade, financing, and flow management solutions. The bank generates its core revenue from the interest income arising out of its lending activities.
70GF Score

Get the complete analysis for XTUN:TJARI

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND87.20
Price
TND51.62
GF Value