Attijari Bank (XTUN:TJARI) LT-Debt-to-Total-Asset: 0.02 (As of Dec. 2025)

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XTUN:TJARI Attijari Bank XTUN:TJARI
61 GF Score
Price TND99.99
GF Value TND51.43
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Attijari Bank LT-Debt-to-Total-Asset?

Attijari Bank XTUN:TJARI -1.58% 61 LT-Debt-to-Total-Asset is 0.02 as of Dec. 2025. GuruFocus rates XTUN:TJARI with a GF Score™ of 61/100 and a GF Value™ of TND51.43 (Significantly Overvalued). The stock has 8 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Attijari Bank's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.02.

Attijari Bank's long-term debt to total assets ratio stayed the same from Dec. 2024 (0.02) to Dec. 2025 (0.02).

Attijari Bank  (XTUN:TJARI) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Attijari Bank LT-Debt-to-Total-Asset Related Terms

Attijari Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Attijari Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Attijari Bank LT-Debt-to-Total-Asset Chart

Attijari Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.03 0.03 0.02 0.02

Attijari Bank Semi-Annual Data
Jun12 Dec12 Jun13 Dec13 Jun14 Dec14 Jun15 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.00 0.02 0.01 0.02
XTUN:TJARI
61GF Score
Attijari Bank XTUN:TJARI
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Attijari Bank LT-Debt-to-Total-Asset Calculation

Attijari Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=332.643/13991.585
=0.02

Attijari Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=332.643/13991.585
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.02 mean?
Attijari Bank (XTUN:TJARI) has a LT-Debt-to-Total-Asset of 0.02 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Attijari Bank and its competitors.
Is Attijari Bank's LT-Debt-to-Total-Asset too high?
Attijari Bank's current LT-Debt-to-Total-Asset is 0.02. Overall, Attijari Bank has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Attijari Bank's LT-Debt-to-Total-Asset compare to PNC and USB?
Attijari Bank's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Attijari Bank and its competitors. Attijari Bank's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Attijari Bank stock overvalued right now?
Based on GuruFocus' analysis, Attijari Bank (XTUN:TJARI) is currently considered Significantly Overvalued. The stock's GF Value™ is TND51.43, compared to a current price of TND99.99 — trading 94.4% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Attijari Bank's overall GF Score™ is 61/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Attijari Bank (XTUN:TJARI), the current LT-Debt-to-Total-Asset is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Attijari Bank (XTUN:TJARI) Overvalued in 2026?

Based on GuruFocus' analysis, Attijari Bank stock appears to be overvalued. The current stock price of TND99.99 is trading 94.4% above its estimated GF Value™ of TND51.43. GuruFocus considers Attijari Bank to be Significantly Overvalued.

Key valuation signals for XTUN:TJARI:

  • LT-Debt-to-Total-Asset: 0.02
  • GF Value™: TND51.43 vs. price of TND99.99 (94.4% above fair value)
  • GF Score™: 61/100 with 8 warning signs

No single metric tells the full story. See the XTUN:TJARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Attijari Bank Business Description

Address 24, Hedi Karray Street, North Urban Centre, Tunis, TUN, 1080
Attijari Bank is a Tunisian banking service provider. It caters to individuals, businesses, and freelancers through its Retail and Corporate banking segments. The individual's avail of retail banking services comprises accounts, online banking, money transfers, bank cards, insurance, and providence services, while businesses benefit from Corporate banking services such as international trade, financing, and flow management solutions. The bank generates its core revenue from the interest income arising out of its lending activities.
61GF Score

Get the complete analysis for XTUN:TJARI

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND99.99
Price
TND51.43
GF Value