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Attijari BankXTUN:TJARI +0.33%61 PB Ratio is 3.66 as of Aug. 03, 2026, which is 82% above its 10-year median of 2.01. GuruFocus rates XTUN:TJARI with a GF Score™ of 61/100 and a GF Value™ of TND51.50 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,514 Banks companies, Attijari Bank ranks worse than 97.16% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-03), Attijari Bank's share price is TND89.90. Attijari Bank's Book Value per Share for the quarter that ended in Dec. 2025 was TND24.55. Hence, Attijari Bank's PB Ratio of today is 3.66.
Warning Sign:
Attijari Bank stock PB Ratio (=3.87) is close to 10-year high of 4.14.
The historical rank and industry rank for Attijari Bank's PB Ratio or its related term are showing as below:
XTUN:TJARI'
s PB Ratio Range Over the Past 10 Years
Min: 1.16 Med: 2.01 Max: 4.14
Current: 3.67
During the past 13 years, Attijari Bank's highest PB Ratio was 4.14. The lowest was 1.16. And the median was 2.01.
XTUN:TJARI's PB Ratio is ranked worse than 97.16% of 1514
companies
in the Banks industry
Industry Median: 1.11
vs XTUN:TJARI: 3.67
During the past 12 months, Attijari Bank's average Book Value Per Share Growth Rate was 3.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 6.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 10.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Attijari Bank was 16.90% per year. The lowest was 5.00% per year. And the median was 8.80% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Attijari Bank PB Ratio Related Terms
Attijari Bank PB Ratio Historical Data
* Premium members only.
The historical data trend for Attijari Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Attijari Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Attijari Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Attijari Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Attijari Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Attijari Bank's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Attijari Bank (XTUN:TJARI) has a PB Ratio of 3.66 as of Aug. 03, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Attijari Bank and its competitors. This is 82% above median its historical median of 2.01. Over the past decade, Attijari Bank's PB Ratio has ranged from 1.16 to 4.14. According to the industry distribution chart, Attijari Bank ranks #1471 out of 1514 companies in the Banks industry, placing it in the top 97.2%.
Is Attijari Bank's PB Ratio too high?
Attijari Bank's current PB Ratio of 3.66 is 82% above median its 10-year median of 2.01. Over the past 10 years, this metric has ranged from a low of 1.16 to a high of 4.14. The Banks industry median PB Ratio is 1.11. Attijari Bank's value of 3.66 is 229.7% above this industry median. Based on the distribution chart, Attijari Bank ranks #1471 out of 1514 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Attijari Bank has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Attijari Bank's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Attijari Bank ranks #1471 out of 1514 companies for PB Ratio. This places Attijari Bank in the lower half of its industry. The industry median PB Ratio is 1.11. Attijari Bank's value of 3.66 is 229.7% above this benchmark. Historically, Attijari Bank's own PB Ratio has ranged from 1.16 to 4.14 over the past decade. While the company's 10-year median is 2.01 vs. the industry median of 1.11, Attijari Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Attijari Bank's current PB Ratio of 3.66 is 229.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Attijari Bank and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Attijari Bank's current PB Ratio is 3.66, which is 82% above median its own 10-year median of 2.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Attijari Bank stock overvalued right now?
Based on GuruFocus' analysis, Attijari Bank (XTUN:TJARI) is currently considered Significantly Overvalued. The stock's GF Value™ is TND51.50, compared to a current price of TND89.90 — trading 74.6% above its estimated fair value. The current PB Ratio is 3.66, which is 82% above median its 10-year median of 2.01 and 229.7% above the Banks industry median of 1.11. Attijari Bank's overall GF Score™ is 61/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Attijari Bank (XTUN:TJARI), the current PB Ratio is 3.66 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Attijari Bank (XTUN:TJARI) Overvalued in 2026?
Based on GuruFocus' analysis, Attijari Bank stock appears to be overvalued.
The current stock price of TND89.90 is trading 74.6% above its estimated GF Value™ of TND51.50.
GuruFocus considers Attijari Bank to be Significantly Overvalued.
Key valuation signals for XTUN:TJARI:
PB Ratio: 3.66 (82% above median its 10-year median of 2.01)
GF Value™: TND51.50 vs. price of TND89.90 (74.6% above fair value)
Industry Position: 229.7% above the Banks median (#1471 of 1514)
No single metric tells the full story. See the XTUN:TJARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Attijari Bank is a Tunisian banking service provider. It caters to individuals, businesses, and freelancers through its Retail and Corporate banking segments. The individual's avail of retail banking services comprises accounts, online banking, money transfers, bank cards, insurance, and providence services, while businesses benefit from Corporate banking services such as international trade, financing, and flow management solutions. The bank generates its core revenue from the interest income arising out of its lending activities.
61GF Score
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