Arif HabibKAR:AHCL -0.25%60 3-Year RORE % is 18.25 as of Mar. 2026. GuruFocus rates KAR:AHCL with a GF Score™ of 60/100 and a GF Value™ of ₨6.64 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 397 Utilities - Independent Power Producers companies, Arif Habib ranks better than 65.49% on this metric.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Arif Habib's 3-Year RORE % for the quarter that ended in Mar. 2026 was 18.25%.
The industry rank for Arif Habib's 3-Year RORE % or its related term are showing as below:
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Arif Habib 3-Year RORE % Related Terms
Arif Habib 3-Year RORE % Historical Data
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The historical data trend for Arif Habib's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Utilities - Renewable subindustry, Arif Habib's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arif Habib 3-Year RORE % vs Utilities - Independent Power Producers Industry
For the Utilities - Independent Power Producers industry and Utilities sector, Arif Habib's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Arif Habib's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Arif Habib (KAR:AHCL) has a 3-Year RORE % of 18.25 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Arif Habib and its competitors. According to the industry distribution chart, Arif Habib ranks #137 out of 397 companies in the Utilities - Independent Power Producers industry, placing it in the top 34.5%.
Is Arif Habib's 3-Year RORE % too high?
Arif Habib's current 3-Year RORE % is 18.25. The Utilities - Independent Power Producers industry median 3-Year RORE % is 0.19. Arif Habib's value of 18.25 is 9505.3% above this industry median. Based on the distribution chart, Arif Habib ranks #137 out of 397 companies in the Utilities - Independent Power Producers industry, which is above the industry midpoint. Overall, Arif Habib has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arif Habib's 3-Year RORE % compare to competitors?
According to the Utilities - Independent Power Producers industry distribution chart, Arif Habib ranks #137 out of 397 companies for 3-Year RORE %. This puts Arif Habib in the upper half of its industry. The industry median 3-Year RORE % is 0.19. Arif Habib's value of 18.25 is 9505.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Utilities - Independent Power Producers company?
The median 3-Year RORE % among Utilities - Independent Power Producers companies is 0.19, based on 397 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arif Habib's current 3-Year RORE % of 18.25 is 9505.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Arif Habib and its competitors. For the Utilities - Independent Power Producers industry, the median 3-Year RORE % is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arif Habib's current 3-Year RORE % is 18.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arif Habib stock overvalued right now?
Based on GuruFocus' analysis, Arif Habib (KAR:AHCL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨6.64, compared to a current price of ₨15.77 — trading 137.5% above its estimated fair value. The current 3-Year RORE % is 18.25 and 9505.3% above the Utilities - Independent Power Producers industry median of 0.19. Arif Habib's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Arif Habib (KAR:AHCL), the current 3-Year RORE % is 18.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arif Habib (KAR:AHCL) Overvalued in 2026?
Based on GuruFocus' analysis, Arif Habib stock appears to be overvalued.
The current stock price of ₨15.77 is trading 137.5% above its estimated GF Value™ of ₨6.64.
GuruFocus considers Arif Habib to be Significantly Overvalued.
Key valuation signals for KAR:AHCL:
3-Year RORE %: 18.25
GF Value™: ₨6.64 vs. price of ₨15.77 (137.5% above fair value)
Industry Position: 9505.3% above the Utilities - Independent Power Producers median (#137 of 397)
No single metric tells the full story. See the KAR:AHCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arif Habib Corp Ltd generates and sells electricity in Pakistan. It is also engaged in providing equity and debt brokerage, as well as corporate finance services to institutional, corporate, high-net-worth, and retail clients. Its segments are Capital market operations; Brokerage; Energy Development, and Others. The firm generates the majority of revenue from the Energy segment. The Energy segment is engaged in energy development. The brokerage segment is engaged in brokerage, underwriting, corporate consultancy, research, and corporate finance services. Capital market operations segment is engaged in trading of equity securities and maintaining strategic and trading portfolios. Others include assets of RCPL.
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