Arif Habib (KAR:AHCL) Interest Expense: ₨-776 Mil (TTM As of Mar. 2026)


KAR:AHCL Arif Habib Corp Ltd KAR:AHCL
60 GF Score
Price ₨16.21
GF Value ₨6.62
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Arif Habib Interest Expense?

Arif Habib KAR:AHCL -0.49% 60 Interest Expense is ₨-776 Mil as of Mar. 2026. GuruFocus rates KAR:AHCL with a GF Score™ of 60/100 and a GF Value™ of ₨6.62 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Arif Habib's interest expense for the three months ended in Mar. 2026 was ₨ -135 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₨-776 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Arif Habib's Operating Income for the three months ended in Mar. 2026 was ₨ 928 Mil. Arif Habib's Interest Expense for the three months ended in Mar. 2026 was ₨ -135 Mil. Arif Habib's Interest Coverage for the quarter that ended in Mar. 2026 was 6.88. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Arif Habib  (KAR:AHCL) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Arif Habib's Interest Expense for the three months ended in Mar. 2026 was ₨-135 Mil. Its Operating Income for the three months ended in Mar. 2026 was ₨928 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was ₨1,405 Mil.

Arif Habib's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*927.598/-134.782
=6.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Arif Habib Interest Expense Historical Data

* Premium members only.

The historical data trend for Arif Habib's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arif Habib Interest Expense Chart

Arif Habib Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -615.59 -720.80 -2,129.27 -1,722.85 -1,376.30

Arif Habib Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -288.06 -218.29 -256.19 -166.84 -134.78
KAR:AHCL
60GF Score
Arif Habib Corp Ltd KAR:AHCL
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Arif Habib Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨-776 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₨-776 Mil mean?
Arif Habib (KAR:AHCL) has a Interest Expense of ₨-776 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Arif Habib and its competitors.
Is Arif Habib's Interest Expense too high?
Arif Habib's current Interest Expense is ₨-776 Mil. Overall, Arif Habib has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arif Habib's Interest Expense compare to competitors?
Arif Habib's Interest Expense of ₨-776 Mil can be compared against companies in the Utilities - Independent Power Producers industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Utilities - Independent Power Producers company?
A good Interest Expense depends on the Utilities - Independent Power Producers industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Arif Habib and its competitors. Arif Habib's current Interest Expense is ₨-776 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arif Habib stock overvalued right now?
Based on GuruFocus' analysis, Arif Habib (KAR:AHCL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨6.62, compared to a current price of ₨16.21 — trading 144.9% above its estimated fair value. The current Interest Expense is ₨-776 Mil. Arif Habib's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Arif Habib (KAR:AHCL), the current Interest Expense is ₨-776 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arif Habib (KAR:AHCL) Overvalued in 2026?

Based on GuruFocus' analysis, Arif Habib stock appears to be overvalued. The current stock price of ₨16.21 is trading 144.9% above its estimated GF Value™ of ₨6.62. GuruFocus considers Arif Habib to be Significantly Overvalued.

Key valuation signals for KAR:AHCL:

  • Interest Expense: ₨-776 Mil
  • GF Value™: ₨6.62 vs. price of ₨16.21 (144.9% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the KAR:AHCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Arif Habib Business Description

Address 23 M.T. Khan Road, Arif Habib Centre, 2nd Floor, Karachi, SD, PAK, 74000
Arif Habib Corp Ltd generates and sells electricity in Pakistan. It is also engaged in providing equity and debt brokerage, as well as corporate finance services to institutional, corporate, high-net-worth, and retail clients. Its segments are Capital market operations; Brokerage; Energy Development, and Others. The firm generates the majority of revenue from the Energy segment. The Energy segment is engaged in energy development. The brokerage segment is engaged in brokerage, underwriting, corporate consultancy, research, and corporate finance services. Capital market operations segment is engaged in trading of equity securities and maintaining strategic and trading portfolios. Others include assets of RCPL.
60GF Score

Get the complete analysis for KAR:AHCL

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨16.21
Price
₨6.62
GF Value