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Arif HabibKAR:AHCL -2.16%67 Peter Lynch Fair Value is ₨44.54 as of Jul. 19, 2026, which is 100% below its 10-year median of 0.20. GuruFocus rates KAR:AHCL with a GF Score™ of 67/100 and a GF Value™ of ₨6.67 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 86 Utilities - Independent Power Producers companies, Arif Habib ranks better than 86.05% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Arif Habib's PEG is 1. Arif Habib's 5-Year TTM EBITDA Growth Rate is 18.18.
Arif Habib's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ₨2.45. Therefore, the Peter Lynch Fair Value for today is ₨44.54.
As of today (2026-07-19), Arif Habib's share price is ₨14.93. Arif Habib's Peter Lynch fair value is ₨44.54. Therefore, Arif Habib's Price to Peter Lynch Fair Value Ratio for today is 0.34.
The historical rank and industry rank for Arif Habib's Peter Lynch Fair Value or its related term are showing as below:
KAR:AHCL'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.1 Med: 0.2 Max: 0.73
Current: 0.34
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Arif Habib was 0.73. The lowest was 0.10. And the median was 0.20.
KAR:AHCL's Price-to-Peter-Lynch-Fair-Value is ranked better than 86.05% of 86
companies
in the Utilities - Independent Power Producers industry
Industry Median: 1.325
vs KAR:AHCL: 0.34
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Arif Habib (KAR:AHCL) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 18.18 instead of 15 in this case.
Arif Habib's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
14.93
/
44.54
=
0.34
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arif Habib Peter Lynch Fair Value Related Terms
Arif Habib Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for Arif Habib's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arif Habib Peter Lynch Fair Value Competitor Comparison
For the Utilities - Renewable subindustry, Arif Habib's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arif Habib Price-to-Peter-Lynch-Fair-Value vs Utilities - Independent Power Producers Industry
For the Utilities - Independent Power Producers industry and Utilities sector, Arif Habib's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Arif Habib's Price-to-Peter-Lynch-Fair-Value falls into.
Arif Habib's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨2.45.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of ₨44.54 mean?
Arif Habib (KAR:AHCL) has a Peter Lynch Fair Value of ₨44.54 as of Jul. 19, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Arif Habib and its competitors. This is 22170% above median its historical median of 0.20. Over the past decade, Arif Habib's Peter Lynch Fair Value has ranged from 0.10 to 0.73. According to the industry distribution chart, Arif Habib ranks #12 out of 86 companies in the Utilities - Independent Power Producers industry, placing it in the top 14%.
Is Arif Habib's Peter Lynch Fair Value too high?
Arif Habib's current Peter Lynch Fair Value of ₨44.54 is 22170% above median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.73. Based on the distribution chart, Arif Habib ranks #12 out of 86 companies in the Utilities - Independent Power Producers industry, which is in the top quartile — a strong position relative to peers. Overall, Arif Habib has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arif Habib's Peter Lynch Fair Value compare to competitors?
According to the Utilities - Independent Power Producers industry distribution chart, Arif Habib ranks #12 out of 86 companies for Peter Lynch Fair Value. This places Arif Habib in the top 14% of its industry — outperforming the majority of peers. The industry median Peter Lynch Fair Value is 1.33. Historically, Arif Habib's own Peter Lynch Fair Value has ranged from 0.10 to 0.73 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for an Utilities - Independent Power Producers company?
The median Peter Lynch Fair Value among Utilities - Independent Power Producers companies is 1.33, based on 86 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Arif Habib and its competitors. For the Utilities - Independent Power Producers industry, the median Peter Lynch Fair Value is 1.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arif Habib's current Peter Lynch Fair Value is ₨44.54, which is 22170% above median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arif Habib stock overvalued right now?
Based on GuruFocus' analysis, Arif Habib (KAR:AHCL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨6.67, compared to a current price of ₨14.93 — trading 123.8% above its estimated fair value. The current Peter Lynch Fair Value is ₨44.54, which is 22170% above median its 10-year median of 0.20. Arif Habib's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Arif Habib (KAR:AHCL), the current Peter Lynch Fair Value is ₨44.54 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arif Habib (KAR:AHCL) Overvalued in 2026?
Based on GuruFocus' analysis, Arif Habib stock appears to be overvalued.
The current stock price of ₨14.93 is trading 123.8% above its estimated GF Value™ of ₨6.67.
GuruFocus considers Arif Habib to be Significantly Overvalued.
Key valuation signals for KAR:AHCL:
Peter Lynch Fair Value: ₨44.54 (22170% above median its 10-year median of 0.20)
GF Value™: ₨6.67 vs. price of ₨14.93 (123.8% above fair value)
No single metric tells the full story. See the KAR:AHCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arif Habib Corp Ltd generates and sells electricity in Pakistan. It is also engaged in providing equity and debt brokerage, as well as corporate finance services to institutional, corporate, high-net-worth, and retail clients. Its segments are Capital market operations; Brokerage; Energy Development, and Others. The firm generates the majority of revenue from the Energy segment. The Energy segment is engaged in energy development. The brokerage segment is engaged in brokerage, underwriting, corporate consultancy, research, and corporate finance services. Capital market operations segment is engaged in trading of equity securities and maintaining strategic and trading portfolios. Others include assets of RCPL.
67GF Score
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