Arif Habib (KAR:AHCL) Cyclically Adjusted Book per Share: ₨8.57 (As of Mar. 2026)


KAR:AHCL Arif Habib Corp Ltd KAR:AHCL
59 GF Score
Price ₨16.27
GF Value ₨6.62
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Arif Habib Cyclically Adjusted Book per Share?

Arif Habib KAR:AHCL +1.75% 59 Cyclically Adjusted Book per Share is ₨8.57 as of Mar. 2026. GuruFocus rates KAR:AHCL with a GF Score™ of 59/100 and a GF Value™ of ₨6.62 (Significantly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Arif Habib's adjusted book value per share for the three months ended in Mar. 2026 was ₨13.153. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₨8.57 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Arif Habib's average Cyclically Adjusted Book Growth Rate was 12.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 10.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Arif Habib was 12.30% per year. The lowest was 10.40% per year. And the median was 11.35% per year.

As of today (2026-07-02), Arif Habib's current stock price is ₨16.27. Arif Habib's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ₨8.57. Arif Habib's Cyclically Adjusted PB Ratio of today is 1.90.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Arif Habib was 2.27. The lowest was 0.38. And the median was 0.69.


Arif Habib  (KAR:AHCL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Arif Habib's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=16.27/8.57
=1.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Arif Habib was 2.27. The lowest was 0.38. And the median was 0.69.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Arif Habib Cyclically Adjusted Book per Share Related Terms


Arif Habib Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Arif Habib's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arif Habib Cyclically Adjusted Book per Share Chart

Arif Habib Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.97 5.85 6.30 7.04 7.88

Arif Habib Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.65 7.88 8.10 8.24 8.57

Arif Habib Cyclically Adjusted Book per Share Competitor Comparison

For the Utilities - Renewable subindustry, Arif Habib's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arif Habib Cyclically Adjusted PB Ratio vs Utilities - Independent Power Producers Industry

For the Utilities - Independent Power Producers industry and Utilities sector, Arif Habib's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Arif Habib's Cyclically Adjusted PB Ratio falls into.


KAR:AHCL
59GF Score
Arif Habib Corp Ltd KAR:AHCL
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arif Habib Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Arif Habib's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=13.153/330.2130*330.2130
=13.153

Current CPI (Mar. 2026) = 330.2130.

Arif Habib Quarterly Data

Book Value per Share CPI Adj_Book
201606 4.379 241.018 6.000
201609 4.575 241.428 6.257
201612 4.569 241.432 6.249
201703 4.658 243.801 6.309
201706 4.895 244.955 6.599
201709 5.036 246.819 6.738
201712 4.736 246.524 6.344
201803 4.889 249.554 6.469
201806 4.922 251.989 6.450
201809 4.799 252.439 6.278
201812 4.679 251.233 6.150
201903 4.698 254.202 6.103
201906 4.745 256.143 6.117
201909 5.104 256.759 6.564
201912 5.396 256.974 6.934
202003 5.244 258.115 6.709
202006 5.700 257.797 7.301
202009 6.311 260.280 8.007
202012 6.509 260.474 8.252
202103 6.812 264.877 8.492
202106 7.347 271.696 8.929
202109 7.508 274.310 9.038
202112 7.756 278.802 9.186
202203 7.948 287.504 9.129
202206 7.846 296.311 8.744
202209 8.347 296.808 9.286
202212 8.057 296.797 8.964
202303 7.914 301.836 8.658
202306 8.354 305.109 9.041
202309 8.988 307.789 9.643
202312 9.628 306.746 10.365
202403 9.816 312.332 10.378
202406 10.542 314.175 11.080
202409 11.234 315.301 11.765
202412 10.911 315.605 11.416
202503 11.271 319.799 11.638
202506 11.955 322.561 12.239
202509 12.955 324.800 13.171
202512 12.460 324.054 12.697
202603 13.153 330.213 13.153

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ₨8.57 mean?
Arif Habib (KAR:AHCL) has a Cyclically Adjusted Book per Share of ₨8.57 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Arif Habib and its competitors.
Is Arif Habib's Cyclically Adjusted Book per Share too high?
Arif Habib's current Cyclically Adjusted Book per Share is ₨8.57. Overall, Arif Habib has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arif Habib's Cyclically Adjusted Book per Share compare to competitors?
Arif Habib's Cyclically Adjusted Book per Share of ₨8.57 can be compared against companies in the Utilities - Independent Power Producers industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Utilities - Independent Power Producers company?
A good Cyclically Adjusted Book per Share depends on the Utilities - Independent Power Producers industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Arif Habib and its competitors. Arif Habib's current Cyclically Adjusted Book per Share is ₨8.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arif Habib stock overvalued right now?
Based on GuruFocus' analysis, Arif Habib (KAR:AHCL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨6.62, compared to a current price of ₨16.27 — trading 145.8% above its estimated fair value. The current Cyclically Adjusted Book per Share is ₨8.57. Arif Habib's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Arif Habib (KAR:AHCL), the current Cyclically Adjusted Book per Share is ₨8.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arif Habib (KAR:AHCL) Overvalued in 2026?

Based on GuruFocus' analysis, Arif Habib stock appears to be overvalued. The current stock price of ₨16.27 is trading 145.8% above its estimated GF Value™ of ₨6.62. GuruFocus considers Arif Habib to be Significantly Overvalued.

Key valuation signals for KAR:AHCL:

  • Cyclically Adjusted Book per Share: ₨8.57
  • GF Value™: ₨6.62 vs. price of ₨16.27 (145.8% above fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the KAR:AHCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arif Habib Business Description

Address 23 M.T. Khan Road, Arif Habib Centre, 2nd Floor, Karachi, SD, PAK, 74000
Arif Habib Corp Ltd generates and sells electricity in Pakistan. It is also engaged in providing equity and debt brokerage, as well as corporate finance services to institutional, corporate, high-net-worth, and retail clients. Its segments are Capital market operations; Brokerage; Energy Development, and Others. The firm generates the majority of revenue from the Energy segment. The Energy segment is engaged in energy development. The brokerage segment is engaged in brokerage, underwriting, corporate consultancy, research, and corporate finance services. Capital market operations segment is engaged in trading of equity securities and maintaining strategic and trading portfolios. Others include assets of RCPL.
59GF Score

Get the complete analysis for KAR:AHCL

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨16.27
Price
₨6.62
GF Value