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Arif HabibKAR:AHCL -0.37%60 Equity-to-Asset is 0.68 as of Mar. 2026, which is 17% above its 10-year median of 0.58. GuruFocus rates KAR:AHCL with a GF Score™ of 60/100 and a GF Value™ of ₨6.80 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 457 Utilities - Independent Power Producers companies, Arif Habib ranks better than 78.99% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Arif Habib's Total Stockholders Equity for the quarter that ended in Mar. 2026 was ₨55,467 Mil. Arif Habib's Total Assets for the quarter that ended in Mar. 2026 was ₨81,765 Mil.
Therefore, Arif Habib's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.68.
The historical rank and industry rank for Arif Habib's Equity-to-Asset or its related term are showing as below:
KAR:AHCL'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.45 Med: 0.58 Max: 0.68
Current: 0.68
During the past 13 years, the highest Equity to Asset Ratio of Arif Habib was 0.68. The lowest was 0.45. And the median was 0.58.
KAR:AHCL's Equity-to-Asset is ranked better than 78.99% of 457
companies
in the Utilities - Independent Power Producers industry
Industry Median: 0.41
vs KAR:AHCL: 0.68
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Arif Habib Equity-to-Asset Related Terms
Arif Habib Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Arif Habib's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Utilities - Renewable subindustry, Arif Habib's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arif Habib Equity-to-Asset vs Utilities - Independent Power Producers Industry
For the Utilities - Independent Power Producers industry and Utilities sector, Arif Habib's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Arif Habib's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Arif Habib's Equity to Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arif Habib (KAR:AHCL) has a Equity-to-Asset of 0.68 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Arif Habib and its competitors. This is 17% above median its historical median of 0.58. Over the past decade, Arif Habib's Equity-to-Asset has ranged from 0.45 to 0.68. According to the industry distribution chart, Arif Habib ranks #96 out of 457 companies in the Utilities - Independent Power Producers industry, placing it in the top 21%.
Is Arif Habib's Equity-to-Asset too high?
Arif Habib's current Equity-to-Asset of 0.68 is 17% above median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 0.68. The Utilities - Independent Power Producers industry median Equity-to-Asset is 0.41. Arif Habib's value of 0.68 is 65.9% above this industry median. Based on the distribution chart, Arif Habib ranks #96 out of 457 companies in the Utilities - Independent Power Producers industry, which is in the top quartile — a strong position relative to peers. Overall, Arif Habib has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arif Habib's Equity-to-Asset compare to competitors?
According to the Utilities - Independent Power Producers industry distribution chart, Arif Habib ranks #96 out of 457 companies for Equity-to-Asset. This places Arif Habib in the top 21% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.41. Arif Habib's value of 0.68 is 65.9% above this benchmark. Historically, Arif Habib's own Equity-to-Asset has ranged from 0.45 to 0.68 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 0.41, Arif Habib has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Utilities - Independent Power Producers company?
The median Equity-to-Asset among Utilities - Independent Power Producers companies is 0.41, based on 457 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arif Habib's current Equity-to-Asset of 0.68 is 65.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Arif Habib and its competitors. For the Utilities - Independent Power Producers industry, the median Equity-to-Asset is 0.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arif Habib's current Equity-to-Asset is 0.68, which is 17% above median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arif Habib stock overvalued right now?
Based on GuruFocus' analysis, Arif Habib (KAR:AHCL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨6.80, compared to a current price of ₨16.21 — trading 138.4% above its estimated fair value. The current Equity-to-Asset is 0.68, which is 17% above median its 10-year median of 0.58 and 65.9% above the Utilities - Independent Power Producers industry median of 0.41. Arif Habib's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Arif Habib (KAR:AHCL), the current Equity-to-Asset is 0.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arif Habib (KAR:AHCL) Overvalued in 2026?
Based on GuruFocus' analysis, Arif Habib stock appears to be overvalued.
The current stock price of ₨16.21 is trading 138.4% above its estimated GF Value™ of ₨6.80.
GuruFocus considers Arif Habib to be Significantly Overvalued.
Key valuation signals for KAR:AHCL:
Equity-to-Asset: 0.68 (17% above median its 10-year median of 0.58)
GF Value™: ₨6.80 vs. price of ₨16.21 (138.4% above fair value)
Industry Position: 65.9% above the Utilities - Independent Power Producers median (#96 of 457)
No single metric tells the full story. See the KAR:AHCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arif Habib Corp Ltd generates and sells electricity in Pakistan. It is also engaged in providing equity and debt brokerage, as well as corporate finance services to institutional, corporate, high-net-worth, and retail clients. Its segments are Capital market operations; Brokerage; Energy Development, and Others. The firm generates the majority of revenue from the Energy segment. The Energy segment is engaged in energy development. The brokerage segment is engaged in brokerage, underwriting, corporate consultancy, research, and corporate finance services. Capital market operations segment is engaged in trading of equity securities and maintaining strategic and trading portfolios. Others include assets of RCPL.
60GF Score
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