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Arif HabibKAR:AHCL +1.87%60 Cash Ratio is 0.64 as of Mar. 2026, which is 20% below its 10-year median of 0.80. GuruFocus rates KAR:AHCL with a GF Score™ of 60/100 and a GF Value™ of ₨6.73 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 439 Utilities - Independent Power Producers companies, Arif Habib ranks better than 61.5% on this metric.
Arif Habib has a Cash Ratio of 0.64. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Arif Habib's Cash Ratio or its related term are showing as below:
KAR:AHCL'
s Cash Ratio Range Over the Past 10 Years
Min: 0.36 Med: 0.8 Max: 2.01
Current: 0.64
During the past 13 years, Arif Habib's highest Cash Ratio was 2.01. The lowest was 0.36. And the median was 0.80.
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Arif Habib Cash Ratio Related Terms
Arif Habib Cash Ratio Historical Data
* Premium members only.
The historical data trend for Arif Habib's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Utilities - Renewable subindustry, Arif Habib's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arif Habib Cash Ratio vs Utilities - Independent Power Producers Industry
For the Utilities - Independent Power Producers industry and Utilities sector, Arif Habib's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Arif Habib's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arif Habib (KAR:AHCL) has a Cash Ratio of 0.64 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Arif Habib and its competitors. This is 20% below median its historical median of 0.80. Over the past decade, Arif Habib's Cash Ratio has ranged from 0.36 to 2.01. According to the industry distribution chart, Arif Habib ranks #169 out of 439 companies in the Utilities - Independent Power Producers industry, placing it in the top 38.5%.
Is Arif Habib's Cash Ratio too high?
Arif Habib's current Cash Ratio of 0.64 is 20% below median its 10-year median of 0.80. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 2.01. The Utilities - Independent Power Producers industry median Cash Ratio is 0.46. Arif Habib's value of 0.64 is 39.1% above this industry median. Based on the distribution chart, Arif Habib ranks #169 out of 439 companies in the Utilities - Independent Power Producers industry, which is above the industry midpoint. Overall, Arif Habib has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arif Habib's Cash Ratio compare to competitors?
According to the Utilities - Independent Power Producers industry distribution chart, Arif Habib ranks #169 out of 439 companies for Cash Ratio. This puts Arif Habib in the upper half of its industry. The industry median Cash Ratio is 0.46. Arif Habib's value of 0.64 is 39.1% above this benchmark. Historically, Arif Habib's own Cash Ratio has ranged from 0.36 to 2.01 over the past decade. While the company's 10-year median is 0.80 vs. the industry median of 0.46, Arif Habib has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Utilities - Independent Power Producers company?
The median Cash Ratio among Utilities - Independent Power Producers companies is 0.46, based on 439 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arif Habib's current Cash Ratio of 0.64 is 39.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Arif Habib and its competitors. For the Utilities - Independent Power Producers industry, the median Cash Ratio is 0.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arif Habib's current Cash Ratio is 0.64, which is 20% below median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arif Habib stock overvalued right now?
Based on GuruFocus' analysis, Arif Habib (KAR:AHCL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨6.73, compared to a current price of ₨16.33 — trading 142.6% above its estimated fair value. The current Cash Ratio is 0.64, which is 20% below median its 10-year median of 0.80 and 39.1% above the Utilities - Independent Power Producers industry median of 0.46. Arif Habib's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Arif Habib (KAR:AHCL), the current Cash Ratio is 0.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arif Habib (KAR:AHCL) Overvalued in 2026?
Based on GuruFocus' analysis, Arif Habib stock appears to be overvalued.
The current stock price of ₨16.33 is trading 142.6% above its estimated GF Value™ of ₨6.73.
GuruFocus considers Arif Habib to be Significantly Overvalued.
Key valuation signals for KAR:AHCL:
Cash Ratio: 0.64 (20% below median its 10-year median of 0.80)
GF Value™: ₨6.73 vs. price of ₨16.33 (142.6% above fair value)
Industry Position: 39.1% above the Utilities - Independent Power Producers median (#169 of 439)
No single metric tells the full story. See the KAR:AHCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arif Habib Corp Ltd generates and sells electricity in Pakistan. It is also engaged in providing equity and debt brokerage, as well as corporate finance services to institutional, corporate, high-net-worth, and retail clients. Its segments are Capital market operations; Brokerage; Energy Development, and Others. The firm generates the majority of revenue from the Energy segment. The Energy segment is engaged in energy development. The brokerage segment is engaged in brokerage, underwriting, corporate consultancy, research, and corporate finance services. Capital market operations segment is engaged in trading of equity securities and maintaining strategic and trading portfolios. Others include assets of RCPL.
60GF Score
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