Arif Habib (KAR:AHCL) Net Debt Paydown Yield % : 7.84% (As of Jul. 11, 2026)


KAR:AHCL Arif Habib Corp Ltd KAR:AHCL
60 GF Score
Price ₨15.77
GF Value ₨6.65
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Arif Habib Net Debt Paydown Yield %?

Arif Habib KAR:AHCL -0.25% 60 Net Debt Paydown Yield % is 7.84% as of Jul. 11, 2026. GuruFocus rates KAR:AHCL with a GF Score™ of 60/100 and a GF Value™ of ₨6.65 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 408 Utilities - Independent Power Producers companies, Arif Habib ranks better than 83.82% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Arif Habib's Net Debt Paydown Yield % was 7.84%.


Arif Habib  (KAR:AHCL) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Arif Habib Net Debt Paydown Yield % Related Terms


Arif Habib Net Debt Paydown Yield % Historical Data

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The historical data trend for Arif Habib's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arif Habib Net Debt Paydown Yield % Chart

Arif Habib Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.92 -7.53 -36.76 18.86 0.61

Arif Habib Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.28 0.61 1.00 5.12 9.97

Arif Habib Net Debt Paydown Yield % Competitor Comparison

For the Utilities - Renewable subindustry, Arif Habib's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arif Habib Net Debt Paydown Yield % vs Utilities - Independent Power Producers Industry

For the Utilities - Independent Power Producers industry and Utilities sector, Arif Habib's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Arif Habib's Net Debt Paydown Yield % falls into.


KAR:AHCL
60GF Score
Arif Habib Corp Ltd KAR:AHCL
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Arif Habib Net Debt Paydown Yield % Calculation

Arif Habib's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 12947.76-7588.8 )/53766.32925
=9.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 7.84% mean?
Arif Habib (KAR:AHCL) has a Net Debt Paydown Yield % of 7.84% as of Jul. 11, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Arif Habib and its competitors. According to the industry distribution chart, Arif Habib ranks #66 out of 408 companies in the Utilities - Independent Power Producers industry, placing it in the top 16.2%.
Is Arif Habib's Net Debt Paydown Yield % too high?
Arif Habib's current Net Debt Paydown Yield % is 7.84%. Based on the distribution chart, Arif Habib ranks #66 out of 408 companies in the Utilities - Independent Power Producers industry, which is in the top quartile — a strong position relative to peers. Overall, Arif Habib has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arif Habib's Net Debt Paydown Yield % compare to competitors?
According to the Utilities - Independent Power Producers industry distribution chart, Arif Habib ranks #66 out of 408 companies for Net Debt Paydown Yield %. This places Arif Habib in the top 16% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Utilities - Independent Power Producers company?
A good Net Debt Paydown Yield % depends on the Utilities - Independent Power Producers industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Arif Habib and its competitors. Arif Habib's current Net Debt Paydown Yield % is 7.84%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arif Habib stock overvalued right now?
Based on GuruFocus' analysis, Arif Habib (KAR:AHCL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨6.65, compared to a current price of ₨15.77 — trading 137.1% above its estimated fair value. The current Net Debt Paydown Yield % is 7.84%. Arif Habib's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Arif Habib (KAR:AHCL), the current Net Debt Paydown Yield % is 7.84% as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arif Habib (KAR:AHCL) Overvalued in 2026?

Based on GuruFocus' analysis, Arif Habib stock appears to be overvalued. The current stock price of ₨15.77 is trading 137.1% above its estimated GF Value™ of ₨6.65. GuruFocus considers Arif Habib to be Significantly Overvalued.

Key valuation signals for KAR:AHCL:

  • Net Debt Paydown Yield %: 7.84%
  • GF Value™: ₨6.65 vs. price of ₨15.77 (137.1% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the KAR:AHCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arif Habib Business Description

Address 23 M.T. Khan Road, Arif Habib Centre, 2nd Floor, Karachi, SD, PAK, 74000
Arif Habib Corp Ltd generates and sells electricity in Pakistan. It is also engaged in providing equity and debt brokerage, as well as corporate finance services to institutional, corporate, high-net-worth, and retail clients. Its segments are Capital market operations; Brokerage; Energy Development, and Others. The firm generates the majority of revenue from the Energy segment. The Energy segment is engaged in energy development. The brokerage segment is engaged in brokerage, underwriting, corporate consultancy, research, and corporate finance services. Capital market operations segment is engaged in trading of equity securities and maintaining strategic and trading portfolios. Others include assets of RCPL.
60GF Score

Get the complete analysis for KAR:AHCL

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨15.77
Price
₨6.65
GF Value