Arif Habib (KAR:AHCL) 10-Year RORE % : 32.45% (As of Mar. 2026)

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KAR:AHCL Arif Habib Corp Ltd KAR:AHCL
60 GF Score
Price ₨14.95
GF Value ₨6.66
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Arif Habib 10-Year RORE %?

Arif Habib KAR:AHCL +0.67% 60 10-Year RORE % is 32.45 as of Mar. 2026. GuruFocus rates KAR:AHCL with a GF Score™ of 60/100 and a GF Value™ of ₨6.66 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 238 Utilities - Independent Power Producers companies, Arif Habib ranks better than 84.87% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Arif Habib's 10-Year RORE % for the quarter that ended in Mar. 2026 was 32.45%.

The industry rank for Arif Habib's 10-Year RORE % or its related term are showing as below:

KAR:AHCL's 10-Year RORE % is ranked better than
84.87% of 238 companies
in the Utilities - Independent Power Producers industry
Industry Median: 3.665 vs KAR:AHCL: 32.45

Arif Habib  (KAR:AHCL) 10-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Arif Habib 10-Year RORE % Related Terms


Arif Habib 10-Year RORE % Historical Data

* Premium members only.

The historical data trend for Arif Habib's 10-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arif Habib 10-Year RORE % Chart

Arif Habib Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
10-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 14.99 7.36 18.15 21.83

Arif Habib Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
10-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.43 21.83 28.39 30.02 32.45

Arif Habib 10-Year RORE % Competitor Comparison

For the Utilities - Renewable subindustry, Arif Habib's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arif Habib 10-Year RORE % vs Utilities - Independent Power Producers Industry

For the Utilities - Independent Power Producers industry and Utilities sector, Arif Habib's 10-Year RORE % distribution charts can be found below:

* The bar in red indicates where Arif Habib's 10-Year RORE % falls into.


KAR:AHCL
60GF Score
Arif Habib Corp Ltd KAR:AHCL
10-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arif Habib 10-Year RORE % Calculation

Arif Habib's 10-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

10-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 10-year -Cumulative Dividends per Share for 10-year )
=( 2.88-0.209 )/( 11.532-3.3 )
=2.671/8.232
=32.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.

Frequently Asked Questions Learn more about 10-Year RORE % →
What does a 10-Year RORE % of 32.45 mean?
Arif Habib (KAR:AHCL) has a 10-Year RORE % of 32.45 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Arif Habib and its competitors. According to the industry distribution chart, Arif Habib ranks #36 out of 238 companies in the Utilities - Independent Power Producers industry, placing it in the top 15.1%.
Is Arif Habib's 10-Year RORE % too high?
Arif Habib's current 10-Year RORE % is 32.45. The Utilities - Independent Power Producers industry median 10-Year RORE % is 3.67. Arif Habib's value of 32.45 is 785.4% above this industry median. Based on the distribution chart, Arif Habib ranks #36 out of 238 companies in the Utilities - Independent Power Producers industry, which is in the top quartile — a strong position relative to peers. Overall, Arif Habib has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arif Habib's 10-Year RORE % compare to competitors?
According to the Utilities - Independent Power Producers industry distribution chart, Arif Habib ranks #36 out of 238 companies for 10-Year RORE %. This places Arif Habib in the top 15% of its industry — outperforming the majority of peers. The industry median 10-Year RORE % is 3.67. Arif Habib's value of 32.45 is 785.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for an Utilities - Independent Power Producers company?
The median 10-Year RORE % among Utilities - Independent Power Producers companies is 3.67, based on 238 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arif Habib's current 10-Year RORE % of 32.45 is 785.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Arif Habib and its competitors. For the Utilities - Independent Power Producers industry, the median 10-Year RORE % is 3.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arif Habib's current 10-Year RORE % is 32.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arif Habib stock overvalued right now?
Based on GuruFocus' analysis, Arif Habib (KAR:AHCL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨6.66, compared to a current price of ₨14.95 — trading 124.5% above its estimated fair value. The current 10-Year RORE % is 32.45 and 785.4% above the Utilities - Independent Power Producers industry median of 3.67. Arif Habib's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Arif Habib (KAR:AHCL), the current 10-Year RORE % is 32.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arif Habib (KAR:AHCL) Overvalued in 2026?

Based on GuruFocus' analysis, Arif Habib stock appears to be overvalued. The current stock price of ₨14.95 is trading 124.5% above its estimated GF Value™ of ₨6.66. GuruFocus considers Arif Habib to be Significantly Overvalued.

Key valuation signals for KAR:AHCL:

  • 10-Year RORE %: 32.45
  • GF Value™: ₨6.66 vs. price of ₨14.95 (124.5% above fair value)
  • GF Score™: 60/100 with 4 warning signs
  • Industry Position: 785.4% above the Utilities - Independent Power Producers median (#36 of 238)

No single metric tells the full story. See the KAR:AHCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arif Habib Business Description

Address 23 M.T. Khan Road, Arif Habib Centre, 2nd Floor, Karachi, SD, PAK, 74000
Arif Habib Corp Ltd generates and sells electricity in Pakistan. It is also engaged in providing equity and debt brokerage, as well as corporate finance services to institutional, corporate, high-net-worth, and retail clients. Its segments are Capital market operations; Brokerage; Energy Development, and Others. The firm generates the majority of revenue from the Energy segment. The Energy segment is engaged in energy development. The brokerage segment is engaged in brokerage, underwriting, corporate consultancy, research, and corporate finance services. Capital market operations segment is engaged in trading of equity securities and maintaining strategic and trading portfolios. Others include assets of RCPL.
60GF Score

Get the complete analysis for KAR:AHCL

10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨14.95
Price
₨6.66
GF Value