Societe Tunisienne de Banque (XTUN:STB) Selling, General, & Admin. Expense: TND0.0 Mil (TTM As of Dec. 2024)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTUN:STB Societe Tunisienne de Banque SA XTUN:STB
81 GF Score
Price TND7.07
GF Value TND3.59
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Societe Tunisienne de Banque Selling, General, & Admin. Expense?

Societe Tunisienne de Banque XTUN:STB +8.44% 81 Selling, General, & Admin. Expense is TND0.0 Mil as of Dec. 2024. GuruFocus rates XTUN:STB with a GF Score™ of 81/100 and a GF Value™ of TND3.59 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Societe Tunisienne de Banque's selling, general, & admin. expense for the six months ended in Dec. 2024 was TND0.0 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2024 was TND0.0 Mil.


Societe Tunisienne de Banque  (XTUN:STB) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Societe Tunisienne de Banque Selling, General, & Admin. Expense Related Terms


Societe Tunisienne de Banque Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Societe Tunisienne de Banque's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Tunisienne de Banque Selling, General, & Admin. Expense Chart

Societe Tunisienne de Banque Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Societe Tunisienne de Banque Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XTUN:STB vs PNC, USB: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Societe Tunisienne de Banque's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Societe Tunisienne de Banque Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Societe Tunisienne de Banque's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Societe Tunisienne de Banque's Selling, General, & Admin. Expense falls into.


XTUN:STB
81GF Score
Societe Tunisienne de Banque SA XTUN:STB
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Societe Tunisienne de Banque Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2024 was TND0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of TND0.0 Mil mean?
Societe Tunisienne de Banque (XTUN:STB) has a Selling, General, & Admin. Expense of TND0.0 Mil as of Dec. 2024. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Societe Tunisienne de Banque and its competitors.
Is Societe Tunisienne de Banque's Selling, General, & Admin. Expense too high?
Societe Tunisienne de Banque's current Selling, General, & Admin. Expense is TND0.0 Mil. Overall, Societe Tunisienne de Banque has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Tunisienne de Banque's Selling, General, & Admin. Expense compare to PNC and USB?
Societe Tunisienne de Banque's Selling, General, & Admin. Expense of TND0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Societe Tunisienne de Banque and its competitors. Societe Tunisienne de Banque's current Selling, General, & Admin. Expense is TND0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Tunisienne de Banque stock overvalued right now?
Based on GuruFocus' analysis, Societe Tunisienne de Banque (XTUN:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is TND3.59, compared to a current price of TND7.07 — trading 96.9% above its estimated fair value. The current Selling, General, & Admin. Expense is TND0.0 Mil. Societe Tunisienne de Banque's overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Societe Tunisienne de Banque (XTUN:STB), the current Selling, General, & Admin. Expense is TND0.0 Mil as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe Tunisienne de Banque (XTUN:STB) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Tunisienne de Banque stock appears to be overvalued. The current stock price of TND7.07 is trading 96.9% above its estimated GF Value™ of TND3.59. GuruFocus considers Societe Tunisienne de Banque to be Significantly Overvalued.

Key valuation signals for XTUN:STB:

  • Selling, General, & Admin. Expense: TND0.0 Mil
  • GF Value™: TND3.59 vs. price of TND7.07 (96.9% above fair value)
  • GF Score™: 81/100 with 8 warning signs

No single metric tells the full story. See the XTUN:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Societe Tunisienne de Banque Business Description

Address Rue Hedi Nouira, Tunis, TUN, 1001
Societe Tunisienne de Banque SA is engaged in providing banking services. Its activities include accepting deposits, lending money, manage cash among others.
81GF Score

Get the complete analysis for XTUN:STB

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND7.07
Price
TND3.59
GF Value