Societe Tunisienne de Banque (XTUN:STB) YoY EPS Growth: -34.73% (As of Dec. 2025)

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XTUN:STB Societe Tunisienne de Banque SA XTUN:STB
55 GF Score
Price TND5.54
GF Value TND3.43
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Societe Tunisienne de Banque YoY EPS Growth?

Societe Tunisienne de Banque XTUN:STB -1.07% 55 YoY EPS Growth is -34.73% as of Dec. 2025. GuruFocus rates XTUN:STB with a GF Score™ of 55/100 and a GF Value™ of TND3.43 (Significantly Overvalued). The stock has 4 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Societe Tunisienne de Banque's YoY EPS Growth for the quarter that ended in Dec. 2025 was -34.73%.

Societe Tunisienne de Banque's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was TND0.41.

Societe Tunisienne de Banque YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Societe Tunisienne de Banque's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Tunisienne de Banque YoY EPS Growth Chart

Societe Tunisienne de Banque Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 115.60 -27.00 -34.82 37.90 -34.73

Societe Tunisienne de Banque Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 115.60 -27.00 -34.82 37.90 -34.73
XTUN:STB
55GF Score
Societe Tunisienne de Banque SA XTUN:STB
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Societe Tunisienne de Banque YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Societe Tunisienne de Banque's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(0.4092-0.6269)/ | 0.6269 |
=-34.73 %

Societe Tunisienne de Banque's YoY EPS Growth for the quarter that ended in Dec. 2025 is calculated as:

YoY EPS Growth (Q: Dec. 2025 )
=(Earnings per Share (Diluted) (Q: Dec. 2025 )-Earnings per Share (Diluted) (Q: Dec. 2024 )) / | Earnings per Share (Diluted) (Q: Dec. 2024 ) |
=(0.4092-0.6269)/ | 0.6269 |
=-34.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of -34.73% mean?
Societe Tunisienne de Banque (XTUN:STB) has a YoY EPS Growth of -34.73% as of Dec. 2025. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Societe Tunisienne de Banque and its competitors.
Is Societe Tunisienne de Banque's YoY EPS Growth too high?
Societe Tunisienne de Banque's current YoY EPS Growth is -34.73%. Overall, Societe Tunisienne de Banque has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Tunisienne de Banque's YoY EPS Growth compare to USB and PNC?
Societe Tunisienne de Banque's YoY EPS Growth of -34.73% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Societe Tunisienne de Banque and its competitors. Societe Tunisienne de Banque's current YoY EPS Growth is -34.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Tunisienne de Banque stock overvalued right now?
Based on GuruFocus' analysis, Societe Tunisienne de Banque (XTUN:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is TND3.43, compared to a current price of TND5.54 — trading 61.5% above its estimated fair value. The current YoY EPS Growth is -34.73%. Societe Tunisienne de Banque's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Societe Tunisienne de Banque (XTUN:STB), the current YoY EPS Growth is -34.73% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe Tunisienne de Banque (XTUN:STB) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Tunisienne de Banque stock appears to be overvalued. The current stock price of TND5.54 is trading 61.5% above its estimated GF Value™ of TND3.43. GuruFocus considers Societe Tunisienne de Banque to be Significantly Overvalued.

Key valuation signals for XTUN:STB:

  • YoY EPS Growth: -34.73%
  • GF Value™: TND3.43 vs. price of TND5.54 (61.5% above fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the XTUN:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Societe Tunisienne de Banque Business Description

Address Rue Hedi Nouira, Tunis, TUN, 1001
Societe Tunisienne de Banque SA is engaged in providing banking services. Its activities include accepting deposits, lending money, manage cash among others.
55GF Score

Get the complete analysis for XTUN:STB

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND5.54
Price
TND3.43
GF Value