Societe Tunisienne de Banque (XTUN:STB) Net Loan: TND11,544.4 Mil (As of Dec. 2024)

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XTUN:STB Societe Tunisienne de Banque SA XTUN:STB
80 GF Score
Price TND6.85
GF Value TND3.58
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Societe Tunisienne de Banque Net Loan?

Societe Tunisienne de Banque XTUN:STB 80 Net Loan is TND11,544.4 Mil as of Dec. 2024. GuruFocus rates XTUN:STB with a GF Score™ of 80/100 and a GF Value™ of TND3.58 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Societe Tunisienne de Banque's quarterly net loan declined from Dec. 2022 (TND11,737.5 Mil) to Dec. 2023 (TND11,520.1 Mil) but then increased from Dec. 2023 (TND11,520.1 Mil) to Dec. 2024 (TND11,544.4 Mil).

Societe Tunisienne de Banque's annual net loan declined from Dec. 2022 (TND11,737.5 Mil) to Dec. 2023 (TND11,520.1 Mil) but then increased from Dec. 2023 (TND11,520.1 Mil) to Dec. 2024 (TND11,544.4 Mil).

Societe Tunisienne de Banque Net Loan Historical Data

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The historical data trend for Societe Tunisienne de Banque's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Tunisienne de Banque Net Loan Chart

Societe Tunisienne de Banque Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9,608.02 10,461.24 11,737.54 11,520.08 11,544.43

Societe Tunisienne de Banque Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only 9,608.02 10,461.24 11,737.54 11,520.08 11,544.43
XTUN:STB
80GF Score
Societe Tunisienne de Banque SA XTUN:STB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Societe Tunisienne de Banque Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of TND11,544.4 Mil mean?
Societe Tunisienne de Banque (XTUN:STB) has a Net Loan of TND11,544.4 Mil as of Dec. 2024. The total net loans as recorded on a bank's balance sheet. View historical data on Societe Tunisienne de Banque and its competitors.
Is Societe Tunisienne de Banque's Net Loan too high?
Societe Tunisienne de Banque's current Net Loan is TND11,544.4 Mil. Overall, Societe Tunisienne de Banque has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Tunisienne de Banque's Net Loan compare to PNC and USB?
Societe Tunisienne de Banque's Net Loan of TND11,544.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Societe Tunisienne de Banque and its competitors. Societe Tunisienne de Banque's current Net Loan is TND11,544.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Tunisienne de Banque stock overvalued right now?
Based on GuruFocus' analysis, Societe Tunisienne de Banque (XTUN:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is TND3.58, compared to a current price of TND6.85 — trading 91.3% above its estimated fair value. The current Net Loan is TND11,544.4 Mil. Societe Tunisienne de Banque's overall GF Score™ is 80/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Societe Tunisienne de Banque (XTUN:STB), the current Net Loan is TND11,544.4 Mil as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe Tunisienne de Banque (XTUN:STB) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Tunisienne de Banque stock appears to be overvalued. The current stock price of TND6.85 is trading 91.3% above its estimated GF Value™ of TND3.58. GuruFocus considers Societe Tunisienne de Banque to be Significantly Overvalued.

Key valuation signals for XTUN:STB:

  • Net Loan: TND11,544.4 Mil
  • GF Value™: TND3.58 vs. price of TND6.85 (91.3% above fair value)
  • GF Score™: 80/100 with 8 warning signs

No single metric tells the full story. See the XTUN:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Societe Tunisienne de Banque Business Description

Address Rue Hedi Nouira, Tunis, TUN, 1001
Societe Tunisienne de Banque SA is engaged in providing banking services. Its activities include accepting deposits, lending money, manage cash among others.
80GF Score

Get the complete analysis for XTUN:STB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND6.85
Price
TND3.58
GF Value