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Societe Tunisienne de BanqueXTUN:STB 81 Cyclically Adjusted PS Ratio is 1.39 as of Jul. 14, 2026, which is 64% above its 10-year median of 0.85. GuruFocus rates XTUN:STB with a GF Score™ of 81/100 and a GF Value™ of TND3.59 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,306 Banks companies, Societe Tunisienne de Banque ranks better than 85.15% on this metric.
The historical rank and industry rank for Societe Tunisienne de Banque's Cyclically Adjusted PS Ratio or its related term are showing as below:
XTUN:STB'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.61 Med: 0.85 Max: 1.39
Current: 1.39
During the past 10 years, Societe Tunisienne de Banque's highest Cyclically Adjusted PS Ratio was 1.39. The lowest was 0.61. And the median was 0.85.
XTUN:STB's Cyclically Adjusted PS Ratio is ranked better than 85.15% of 1306
companies
in the Banks industry
Industry Median: 3.345
vs XTUN:STB: 1.39
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Societe Tunisienne de Banque's adjusted revenue per share data of for the fiscal year that ended in Dec24 was TND4.620. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is TND4.38 for the trailing ten years ended in Dec24.
Shiller PE for Stocks: The True Measure of Stock Valuation
Societe Tunisienne de Banque (XTUN:STB) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Societe Tunisienne de Banque Cyclically Adjusted PS Ratio Related Terms
Societe Tunisienne de Banque Cyclically Adjusted PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe Tunisienne de Banque Cyclically Adjusted PS Ratio Chart
XTUN:STB vs PNC, USB: Cyclically Adjusted PS Ratio Comparison
For the Banks - Regional subindustry, Societe Tunisienne de Banque's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe Tunisienne de Banque Cyclically Adjusted PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Societe Tunisienne de Banque's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Societe Tunisienne de Banque's Cyclically Adjusted PS Ratio falls into.
Societe Tunisienne de Banque Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 1.39 mean?
Societe Tunisienne de Banque (XTUN:STB) has a Cyclically Adjusted PS Ratio of 1.39 as of Jul. 14, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Societe Tunisienne de Banque and its competitors. This is 64% above median its historical median of 0.85. Over the past decade, Societe Tunisienne de Banque's Cyclically Adjusted PS Ratio has ranged from 0.61 to 1.39. According to the industry distribution chart, Societe Tunisienne de Banque ranks #194 out of 1306 companies in the Banks industry, placing it in the top 14.9%.
Is Societe Tunisienne de Banque's Cyclically Adjusted PS Ratio too high?
Societe Tunisienne de Banque's current Cyclically Adjusted PS Ratio of 1.39 is 64% above median its 10-year median of 0.85. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 1.39. The Banks industry median Cyclically Adjusted PS Ratio is 3.35. Societe Tunisienne de Banque's value of 1.39 is 58.4% below this industry median. Based on the distribution chart, Societe Tunisienne de Banque ranks #194 out of 1306 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Societe Tunisienne de Banque has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Tunisienne de Banque's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Societe Tunisienne de Banque ranks #194 out of 1306 companies for Cyclically Adjusted PS Ratio. This places Societe Tunisienne de Banque in the top 15% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.35. Societe Tunisienne de Banque's value of 1.39 is 58.4% below this benchmark. Historically, Societe Tunisienne de Banque's own Cyclically Adjusted PS Ratio has ranged from 0.61 to 1.39 over the past decade. While the company's 10-year median is 0.85 vs. the industry median of 3.35, Societe Tunisienne de Banque has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.35, based on 1,306 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Tunisienne de Banque's current Cyclically Adjusted PS Ratio of 1.39 is 58.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Societe Tunisienne de Banque and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Tunisienne de Banque's current Cyclically Adjusted PS Ratio is 1.39, which is 64% above median its own 10-year median of 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Tunisienne de Banque stock overvalued right now?
Based on GuruFocus' analysis, Societe Tunisienne de Banque (XTUN:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is TND3.59, compared to a current price of TND6.07 — trading 69.1% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.39, which is 64% above median its 10-year median of 0.85 and 58.4% below the Banks industry median of 3.35. Societe Tunisienne de Banque's overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Societe Tunisienne de Banque (XTUN:STB), the current Cyclically Adjusted PS Ratio is 1.39 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe Tunisienne de Banque (XTUN:STB) Overvalued in 2026?
Based on GuruFocus' analysis, Societe Tunisienne de Banque stock appears to be overvalued.
The current stock price of TND6.07 is trading 69.1% above its estimated GF Value™ of TND3.59.
GuruFocus considers Societe Tunisienne de Banque to be Significantly Overvalued.
Key valuation signals for XTUN:STB:
Cyclically Adjusted PS Ratio: 1.39 (64% above median its 10-year median of 0.85)
GF Value™: TND3.59 vs. price of TND6.07 (69.1% above fair value)
Industry Position: 58.4% below the Banks median (#194 of 1306)
No single metric tells the full story. See the XTUN:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Societe Tunisienne de Banque SA is engaged in providing banking services. Its activities include accepting deposits, lending money, manage cash among others.
81GF Score
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