Societe Tunisienne de Banque (XTUN:STB) Enterprise Value: TND1,945.3 Mil (As of Jun. 27, 2026) ***


XTUN:STB Societe Tunisienne de Banque SA XTUN:STB
76 GF Score
Price TND5.27
GF Value TND3.60
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Societe Tunisienne de Banque Enterprise Value?

Societe Tunisienne de Banque XTUN:STB 76 Enterprise Value is TND1,945.3 Mil as of Jun. 27, 2026. GuruFocus rates XTUN:STB with a GF Score™ of 76/100 and a GF Value™ of TND3.60 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Societe Tunisienne de Banque's Enterprise Value is TND1,945.3 Mil. Societe Tunisienne de Banque's Revenue for the trailing twelve months (TTM) ended in Dec. 2024 was TND717.8 Mil. Therefore, Societe Tunisienne de Banque's EV-to-Revenue ratio for today is 2.71.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Societe Tunisienne de Banque's Enterprise Value is TND1,945.3 Mil. Societe Tunisienne de Banque's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2024 was TND1,723.0 Mil. Therefore, Societe Tunisienne de Banque's EV-to-OCF ratio for today is 1.13.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Societe Tunisienne de Banque's Enterprise Value is TND1,945.3 Mil. Societe Tunisienne de Banque's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2024 was TND1,705.0 Mil. Therefore, Societe Tunisienne de Banque's EV-to-FCF ratio for today is 1.14.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Societe Tunisienne de Banque  (XTUN:STB) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Societe Tunisienne de Banque's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=1945.332/717.837
=2.71

Societe Tunisienne de Banque's current Enterprise Value is TND1,945.3 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Societe Tunisienne de Banque's Revenue for the trailing twelve months (TTM) ended in Dec. 2024 was TND717.8 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Societe Tunisienne de Banque's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1945.332/1723.009
=1.13

Societe Tunisienne de Banque's current Enterprise Value is TND1,945.3 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Societe Tunisienne de Banque's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2024 was TND1,723.0 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Societe Tunisienne de Banque's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1945.332/1704.973
=1.14

Societe Tunisienne de Banque's current Enterprise Value is TND1,945.3 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Societe Tunisienne de Banque's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2024 was TND1,705.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Societe Tunisienne de Banque Enterprise Value Related Terms


Societe Tunisienne de Banque Enterprise Value Historical Data

* Premium members only.

The historical data trend for Societe Tunisienne de Banque's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Tunisienne de Banque Enterprise Value Chart

Societe Tunisienne de Banque Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 432.06 807.34 1,668.85 1,845.64 1,591.10

Societe Tunisienne de Banque Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only 432.06 807.34 1,668.85 1,845.64 1,591.10

XTUN:STB vs PNC, USB: Enterprise Value Comparison

For the Banks - Regional subindustry, Societe Tunisienne de Banque's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Societe Tunisienne de Banque Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Societe Tunisienne de Banque's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Societe Tunisienne de Banque's Enterprise Value falls into.


XTUN:STB
76GF Score
Societe Tunisienne de Banque SA XTUN:STB
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Societe Tunisienne de Banque Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Societe Tunisienne de Banque's Enterprise Value for the fiscal year that ended in Dec. 2024 is calculated as

Societe Tunisienne de Banque's Enterprise Value for the quarter that ended in Dec. 2024 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of TND1,945.3 Mil mean?
Societe Tunisienne de Banque (XTUN:STB) has a Enterprise Value of TND1,945.3 Mil as of Jun. 27, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Societe Tunisienne de Banque and its competitors.
Is Societe Tunisienne de Banque's Enterprise Value too high?
Societe Tunisienne de Banque's current Enterprise Value is TND1,945.3 Mil. Overall, Societe Tunisienne de Banque has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Tunisienne de Banque's Enterprise Value compare to PNC and USB?
Societe Tunisienne de Banque's Enterprise Value of TND1,945.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Societe Tunisienne de Banque and its competitors. Societe Tunisienne de Banque's current Enterprise Value is TND1,945.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Tunisienne de Banque stock overvalued right now?
Based on GuruFocus' analysis, Societe Tunisienne de Banque (XTUN:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is TND3.60, compared to a current price of TND5.27 — trading 46.4% above its estimated fair value. The current Enterprise Value is TND1,945.3 Mil. Societe Tunisienne de Banque's overall GF Score™ is 76/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Societe Tunisienne de Banque (XTUN:STB), the current Enterprise Value is TND1,945.3 Mil as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe Tunisienne de Banque (XTUN:STB) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Tunisienne de Banque stock appears to be overvalued. The current stock price of TND5.27 is trading 46.4% above its estimated GF Value™ of TND3.60. GuruFocus considers Societe Tunisienne de Banque to be Significantly Overvalued.

Key valuation signals for XTUN:STB:

  • Enterprise Value: TND1,945.3 Mil
  • GF Value™: TND3.60 vs. price of TND5.27 (46.4% above fair value)
  • GF Score™: 76/100 with 8 warning signs

No single metric tells the full story. See the XTUN:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Societe Tunisienne de Banque Business Description

Address Rue Hedi Nouira, Tunis, TUN, 1001
Societe Tunisienne de Banque SA is engaged in providing banking services. Its activities include accepting deposits, lending money, manage cash among others.
76GF Score

Get the complete analysis for XTUN:STB

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND5.27
Price
TND3.60
GF Value