Societe Tunisienne de Banque (XTUN:STB) Profitability Rank: 8 (As of Dec. 2024) — 14% Above Median

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XTUN:STB Societe Tunisienne de Banque SA XTUN:STB
72 GF Score
Price TND6.79
GF Value TND3.57
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Societe Tunisienne de Banque Profitability Rank?

Societe Tunisienne de Banque XTUN:STB +0.74% 72 Profitability Rank is 8 as of Dec. 2024, which is 14% above its 10-year median of 7.00. GuruFocus rates XTUN:STB with a GF Score™ of 72/100 and a GF Value™ of TND3.57 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Societe Tunisienne de Banque has the Profitability Rank of 8. It has a higher profitability and may stay that way.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Societe Tunisienne de Banque's Operating Margin % for the quarter that ended in Dec. 2024 was 0.00%. As of today, Societe Tunisienne de Banque's Piotroski F-Score is 8.


Societe Tunisienne de Banque Profitability Rank Related Terms


XTUN:STB vs PNC, USB: Profitability Rank Comparison

For the Banks - Regional subindustry, Societe Tunisienne de Banque's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Societe Tunisienne de Banque Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Societe Tunisienne de Banque's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Societe Tunisienne de Banque's Profitability Rank falls into.


XTUN:STB
72GF Score
Societe Tunisienne de Banque SA XTUN:STB
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Societe Tunisienne de Banque Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Societe Tunisienne de Banque has the Profitability Rank of 8. It has a higher profitability and may stay that way.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Societe Tunisienne de Banque's Operating Margin % for the quarter that ended in Dec. 2024 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2024 ) / Revenue (Q: Dec. 2024 )
=0 / 717.837
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Good Sign:

Piotroski F-Score is 8, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Societe Tunisienne de Banque has an F-score of 8. It is a good or high score, which usually indicates a very healthy situation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 8 mean?
Societe Tunisienne de Banque (XTUN:STB) has a Profitability Rank of 8 as of Dec. 2024. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Societe Tunisienne de Banque and its competitors. This is 14% above median its historical median of 7.00. Over the past decade, Societe Tunisienne de Banque's Profitability Rank has ranged from 2.00 to 9.00.
Is Societe Tunisienne de Banque's Profitability Rank too high?
Societe Tunisienne de Banque's current Profitability Rank of 8 is 14% above median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 9.00. Overall, Societe Tunisienne de Banque has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Tunisienne de Banque's Profitability Rank compare to PNC and USB?
Societe Tunisienne de Banque's Profitability Rank of 8 can be compared against companies in the Banks industry. Historically, Societe Tunisienne de Banque's own Profitability Rank has ranged from 2.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Societe Tunisienne de Banque and its competitors. Societe Tunisienne de Banque's current Profitability Rank is 8, which is 14% above median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Tunisienne de Banque stock overvalued right now?
Based on GuruFocus' analysis, Societe Tunisienne de Banque (XTUN:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is TND3.57, compared to a current price of TND6.79 — trading 90.2% above its estimated fair value. The current Profitability Rank is 8, which is 14% above median its 10-year median of 7.00. Societe Tunisienne de Banque's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Societe Tunisienne de Banque (XTUN:STB), the current Profitability Rank is 8 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe Tunisienne de Banque (XTUN:STB) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Tunisienne de Banque stock appears to be overvalued. The current stock price of TND6.79 is trading 90.2% above its estimated GF Value™ of TND3.57. GuruFocus considers Societe Tunisienne de Banque to be Significantly Overvalued.

Key valuation signals for XTUN:STB:

  • Profitability Rank: 8 (14% above median its 10-year median of 7.00)
  • GF Value™: TND3.57 vs. price of TND6.79 (90.2% above fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the XTUN:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Societe Tunisienne de Banque Business Description

Address Rue Hedi Nouira, Tunis, TUN, 1001
Societe Tunisienne de Banque SA is engaged in providing banking services. Its activities include accepting deposits, lending money, manage cash among others.
72GF Score

Get the complete analysis for XTUN:STB

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND6.79
Price
TND3.57
GF Value