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During the past 12 months, Societe Tunisienne de Banque's average Book Value Per Share Growth Rate was 7.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 3.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of Societe Tunisienne de Banque was 35.30% per year. The lowest was 3.90% per year. And the median was 10.15% per year.
During the past 10 years, the highest P/B Ratio of Societe Tunisienne de Banque was 1.79. The lowest was 0.29. And the median was 0.46.
Warning Sign:
Societe Tunisienne de Banque SA stock PB Ratio (=0.66) is close to 5-year high of 0.66.
Societe Tunisienne de Banque (XTUN:STB) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Societe Tunisienne de Banque Book Value per Share Related Terms
Societe Tunisienne de Banque Book Value per Share Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe Tunisienne de Banque Book Value per Share Chart
XTUN:STB vs PNC, USB: Book Value per Share Comparison
For the Banks - Regional subindustry, Societe Tunisienne de Banque's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe Tunisienne de Banque PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Societe Tunisienne de Banque's PB Ratio distribution charts can be found below:
* The bar in red indicates where Societe Tunisienne de Banque's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe Tunisienne de Banque (XTUN:STB) has a Book Value per Share of TND9.18 as of Dec. 2024. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Societe Tunisienne de Banque and its competitors.
Is Societe Tunisienne de Banque's Book Value per Share too high?
Societe Tunisienne de Banque's current Book Value per Share is TND9.18. Overall, Societe Tunisienne de Banque has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Tunisienne de Banque's Book Value per Share compare to PNC and USB?
Societe Tunisienne de Banque's Book Value per Share of TND9.18 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Societe Tunisienne de Banque and its competitors. Societe Tunisienne de Banque's current Book Value per Share is TND9.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Tunisienne de Banque stock overvalued right now?
Based on GuruFocus' analysis, Societe Tunisienne de Banque (XTUN:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is TND3.59, compared to a current price of TND6.16 — trading 71.6% above its estimated fair value. The current Book Value per Share is TND9.18. Societe Tunisienne de Banque's overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Societe Tunisienne de Banque (XTUN:STB), the current Book Value per Share is TND9.18 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe Tunisienne de Banque (XTUN:STB) Overvalued in 2026?
Based on GuruFocus' analysis, Societe Tunisienne de Banque stock appears to be overvalued.
The current stock price of TND6.16 is trading 71.6% above its estimated GF Value™ of TND3.59.
GuruFocus considers Societe Tunisienne de Banque to be Significantly Overvalued.
Key valuation signals for XTUN:STB:
Book Value per Share: TND9.18
GF Value™: TND3.59 vs. price of TND6.16 (71.6% above fair value)
No single metric tells the full story. See the XTUN:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Societe Tunisienne de Banque SA is engaged in providing banking services. Its activities include accepting deposits, lending money, manage cash among others.
81GF Score
Get the complete analysis for XTUN:STB
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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