* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Societe Tunisienne de Banque's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe Tunisienne de Banque FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Societe Tunisienne de Banque's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Societe Tunisienne de Banque's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe Tunisienne de Banque (XTUN:STB) has a FCF Margin % of 237.52% as of Dec. 2024. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Societe Tunisienne de Banque and its competitors. According to the industry distribution chart, Societe Tunisienne de Banque ranks #73 out of 1505 companies in the Banks industry, placing it in the top 4.9%.
Is Societe Tunisienne de Banque's FCF Margin % too high?
Societe Tunisienne de Banque's current FCF Margin % is 237.52%. The Banks industry median FCF Margin % is 26.55. Societe Tunisienne de Banque's value of 237.52% is 794.6% above this industry median. Based on the distribution chart, Societe Tunisienne de Banque ranks #73 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Societe Tunisienne de Banque has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Tunisienne de Banque's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Societe Tunisienne de Banque ranks #73 out of 1505 companies for FCF Margin %. This places Societe Tunisienne de Banque in the top 5% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Societe Tunisienne de Banque's value of 237.52% is 794.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Tunisienne de Banque's current FCF Margin % of 237.52% is 794.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Societe Tunisienne de Banque and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Tunisienne de Banque's current FCF Margin % is 237.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Tunisienne de Banque stock overvalued right now?
Based on GuruFocus' analysis, Societe Tunisienne de Banque (XTUN:STB) is currently considered Significantly Overvalued. The stock's GF Value™ is TND3.60, compared to a current price of TND5.27 — trading 46.4% above its estimated fair value. The current FCF Margin % is 237.52% and 794.6% above the Banks industry median of 26.55. Societe Tunisienne de Banque's overall GF Score™ is 76/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Societe Tunisienne de Banque (XTUN:STB), the current FCF Margin % is 237.52% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe Tunisienne de Banque (XTUN:STB) Overvalued in 2026?
Based on GuruFocus' analysis, Societe Tunisienne de Banque stock appears to be overvalued.
The current stock price of TND5.27 is trading 46.4% above its estimated GF Value™ of TND3.60.
GuruFocus considers Societe Tunisienne de Banque to be Significantly Overvalued.
Key valuation signals for XTUN:STB:
FCF Margin %: 237.52%
GF Value™: TND3.60 vs. price of TND5.27 (46.4% above fair value)
Industry Position: 794.6% above the Banks median (#73 of 1505)
No single metric tells the full story. See the XTUN:STB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Societe Tunisienne de Banque SA is engaged in providing banking services. Its activities include accepting deposits, lending money, manage cash among others.
76GF Score
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