GGAL (Grupo Financiero Galicia) Net Loan: $17,489 Mil (As of Mar. 2026)

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GGAL Grupo Financiero Galicia SA GGAL
73 GF Score
Price $50.80
GF Value $25.66
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Grupo Financiero Galicia Net Loan?

Grupo Financiero Galicia GGAL -1.19% 73 Net Loan is $17,489 Mil as of Mar. 2026. GuruFocus rates GGAL with a GF Score™ of 73/100 and a GF Value™ of $25.66 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Grupo Financiero Galicia's quarterly net loan declined from Sep. 2025 ($16,244 Mil) to Dec. 2025 ($10,535 Mil) but then increased from Dec. 2025 ($10,535 Mil) to Mar. 2026 ($17,489 Mil).

Grupo Financiero Galicia's annual net loan increased from Dec. 2023 ($6,102 Mil) to Dec. 2024 ($10,535 Mil) but then declined from Dec. 2024 ($10,535 Mil) to Dec. 2025 ($17,489 Mil).

Grupo Financiero Galicia Net Loan Historical Data

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The historical data trend for Grupo Financiero Galicia's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero Galicia Net Loan Chart

Grupo Financiero Galicia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10,020.18 16,238.85 6,102.10 12,992.33 10,534.59

Grupo Financiero Galicia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10,596.35 15,755.13 16,243.91 10,534.59 17,489.18
GGAL
73GF Score
Grupo Financiero Galicia SA GGAL
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Financiero Galicia Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $17,489 Mil mean?
Grupo Financiero Galicia (GGAL) has a Net Loan of $17,489 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Grupo Financiero Galicia and its competitors.
Is Grupo Financiero Galicia's Net Loan too high?
Grupo Financiero Galicia's current Net Loan is $17,489 Mil. Overall, Grupo Financiero Galicia has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Galicia's Net Loan compare to PNC and USB?
Grupo Financiero Galicia's Net Loan of $17,489 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Grupo Financiero Galicia and its competitors. Grupo Financiero Galicia's current Net Loan is $17,489 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Galicia stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Galicia (GGAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.66, compared to a current price of $50.80 — trading 98% above its estimated fair value. The current Net Loan is $17,489 Mil. Grupo Financiero Galicia's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Grupo Financiero Galicia (GGAL), the current Net Loan is $17,489 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero Galicia (GGAL) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero Galicia stock appears to be overvalued. The current stock price of $50.80 is trading 98% above its estimated GF Value™ of $25.66. GuruFocus considers Grupo Financiero Galicia to be Significantly Overvalued.

Key valuation signals for GGAL:

  • Net Loan: $17,489 Mil
  • GF Value™: $25.66 vs. price of $50.80 (98% above fair value)
  • GF Score™: 73/100 with 8 warning signs

No single metric tells the full story. See the GGAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Grupo Financiero Galicia Business Description

Address Tte. Gral. Juan D. Peron 430, 25th Floor, Buenos Aires, ARG, C1038 AAJ
Grupo Financiero Galicia SA is a financial service holding company. It provides general banking services, proprietary brand credit card services, personal loans, insurance, and other services. The company's operating business segments are Banks, Ecosistema Naranja X, Insurance, Adjustments, and Other Businesses. The company generates maximum revenue from Banks. Geographically its operate in Argentina, Uruguay, and the majority of its revenue comes from Argentina.
73GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.80
Price
$25.66
GF Value