GGAL (Grupo Financiero Galicia) Long-Term Debt: $2,323 Mil (As of Mar. 2026)


GGAL Grupo Financiero Galicia SA GGAL
73 GF Score
Price $50.40
GF Value $25.54
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Grupo Financiero Galicia Long-Term Debt?

Grupo Financiero Galicia GGAL +2.63% 73 Long-Term Debt is $2,323 Mil as of Mar. 2026. GuruFocus rates GGAL with a GF Score™ of 73/100 and a GF Value™ of $25.54 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Grupo Financiero Galicia's Long-Term Debt for the quarter that ended in Mar. 2026 was $2,323 Mil.

Grupo Financiero Galicia's quarterly Long-Term Debt declined from Sep. 2025 ($2,006 Mil) to Dec. 2025 ($1,983 Mil) but then increased from Dec. 2025 ($1,983 Mil) to Mar. 2026 ($2,323 Mil).

Grupo Financiero Galicia's annual Long-Term Debt increased from Dec. 2023 ($1,208 Mil) to Dec. 2024 ($2,236 Mil) but then declined from Dec. 2024 ($2,236 Mil) to Dec. 2025 ($1,983 Mil).

Grupo Financiero Galicia  (NAS:GGAL) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Grupo Financiero Galicia Long-Term Debt Related Terms

Grupo Financiero Galicia Long-Term Debt Historical Data

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The historical data trend for Grupo Financiero Galicia's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero Galicia Long-Term Debt Chart

Grupo Financiero Galicia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,502.87 2,787.71 1,208.49 2,236.39 1,982.72

Grupo Financiero Galicia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,735.27 1,872.61 2,006.09 1,982.72 2,322.80
GGAL
73GF Score
Grupo Financiero Galicia SA GGAL
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $2,323 Mil mean?
Grupo Financiero Galicia (GGAL) has a Long-Term Debt of $2,323 Mil as of Mar. 2026.
Is Grupo Financiero Galicia's Long-Term Debt too high?
Grupo Financiero Galicia's current Long-Term Debt is $2,323 Mil. Overall, Grupo Financiero Galicia has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Galicia's Long-Term Debt compare to PNC and USB?
Grupo Financiero Galicia's Long-Term Debt of $2,323 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Grupo Financiero Galicia's current Long-Term Debt is $2,323 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Galicia stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Galicia (GGAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.54, compared to a current price of $50.40 — trading 97.3% above its estimated fair value. The current Long-Term Debt is $2,323 Mil. Grupo Financiero Galicia's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Grupo Financiero Galicia (GGAL), the current Long-Term Debt is $2,323 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero Galicia (GGAL) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero Galicia stock appears to be overvalued. The current stock price of $50.40 is trading 97.3% above its estimated GF Value™ of $25.54. GuruFocus considers Grupo Financiero Galicia to be Significantly Overvalued.

Key valuation signals for GGAL:

  • Long-Term Debt: $2,323 Mil
  • GF Value™: $25.54 vs. price of $50.40 (97.3% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the GGAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Grupo Financiero Galicia Business Description

Address Tte. Gral. Juan D. Peron 430, 25th Floor, Buenos Aires, ARG, C1038 AAJ
Grupo Financiero Galicia SA is a financial service holding company. It provides general banking services, proprietary brand credit card services, personal loans, insurance, and other services. The company's operating business segments are Banks, Ecosistema Naranja X, Insurance, Adjustments, and Other Businesses. The company generates maximum revenue from Banks. Geographically its operate in Argentina, Uruguay, and the majority of its revenue comes from Argentina.
73GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.40
Price
$25.54
GF Value