GGAL (Grupo Financiero Galicia) Earnings per Share (Diluted): $0.44 (TTM As of Mar. 2026)

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GGAL Grupo Financiero Galicia SA GGAL
73 GF Score
Price $46.18
GF Value $25.92
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Grupo Financiero Galicia Earnings per Share (Diluted)?

Grupo Financiero Galicia GGAL -1.20% 73 Earnings per Share (Diluted) is $0.44 as of Mar. 2026. GuruFocus rates GGAL with a GF Score™ of 73/100 and a GF Value™ of $25.92 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,411 Banks companies, Grupo Financiero Galicia ranks worse than 90.43% on this metric.

Grupo Financiero Galicia's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was $0.30. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.44.

Grupo Financiero Galicia's EPS (Basic) for the three months ended in Mar. 2026 was $0.30. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.44.

Grupo Financiero Galicia's EPS without NRI for the three months ended in Mar. 2026 was $0.30. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $1.37.

During the past 12 months, Grupo Financiero Galicia's average EPS without NRIGrowth Rate was -90.80% per year. During the past 3 years, the average EPS without NRIGrowth Rate was -15.90% per year. During the past 5 years, the average EPS without NRI Growth Rate was 45.30% per year.

During the past 13 years, Grupo Financiero Galicia's highest 3-Year average EPS without NRI Growth Rate was 141.60% per year. The lowest was -15.90% per year. And the median was 66.65% per year.


Grupo Financiero Galicia  (NAS:GGAL) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Grupo Financiero Galicia Earnings per Share (Diluted) Related Terms


Grupo Financiero Galicia Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for Grupo Financiero Galicia's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero Galicia Earnings per Share (Diluted) Chart

Grupo Financiero Galicia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.64 13.29 18.10 14.09 0.91

Grupo Financiero Galicia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.13 0.91 -0.40 -0.36 0.30

GGAL vs PNC, USB: Earnings per Share (Diluted) Comparison

For the Banks - Regional subindustry, Grupo Financiero Galicia's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Financiero Galicia PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Financiero Galicia's PE Ratio distribution charts can be found below:

* The bar in red indicates where Grupo Financiero Galicia's PE Ratio falls into.


GGAL
73GF Score
Grupo Financiero Galicia SA GGAL
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Financiero Galicia Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

Grupo Financiero Galicia's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(146.418-0)/160.416
=0.91

Grupo Financiero Galicia's Earnings Per Share (Diluted) for the quarter that ended in Mar. 2026 is calculated as

Diluted Earnings Per Share (Q: Mar. 2026 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(47.551-0)/160.625
=0.30

Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of $0.44 mean?
Grupo Financiero Galicia (GGAL) has a Earnings per Share (Diluted) of $0.44 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Grupo Financiero Galicia and its competitors. According to the industry distribution chart, Grupo Financiero Galicia ranks #1276 out of 1411 companies in the Banks industry, placing it in the top 90.4%.
Is Grupo Financiero Galicia's Earnings per Share (Diluted) too high?
Grupo Financiero Galicia's current Earnings per Share (Diluted) is $0.44. The Banks industry median Earnings per Share (Diluted) is 7.30. Grupo Financiero Galicia's value of $0.44 is 94% below this industry median. Based on the distribution chart, Grupo Financiero Galicia ranks #1276 out of 1411 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Grupo Financiero Galicia has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Galicia's Earnings per Share (Diluted) compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Financiero Galicia ranks #1276 out of 1411 companies for Earnings per Share (Diluted). This places Grupo Financiero Galicia in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.30. Grupo Financiero Galicia's value of $0.44 is 94% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero Galicia's current Earnings per Share (Diluted) of $0.44 is 94% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Grupo Financiero Galicia and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero Galicia's current Earnings per Share (Diluted) is $0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Galicia stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Galicia (GGAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.92, compared to a current price of $46.18 — trading 78.2% above its estimated fair value. The current Earnings per Share (Diluted) is $0.44 and 94% below the Banks industry median of 7.30. Grupo Financiero Galicia's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Grupo Financiero Galicia (GGAL), the current Earnings per Share (Diluted) is $0.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero Galicia (GGAL) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero Galicia stock appears to be overvalued. The current stock price of $46.18 is trading 78.2% above its estimated GF Value™ of $25.92. GuruFocus considers Grupo Financiero Galicia to be Significantly Overvalued.

Key valuation signals for GGAL:

  • Earnings per Share (Diluted): $0.44
  • GF Value™: $25.92 vs. price of $46.18 (78.2% above fair value)
  • GF Score™: 73/100 with 5 warning signs
  • Industry Position: 94% below the Banks median (#1276 of 1411)

No single metric tells the full story. See the GGAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Financiero Galicia Business Description

Address Tte. Gral. Juan D. Peron 430, 25th Floor, Buenos Aires, ARG, C1038 AAJ
Grupo Financiero Galicia SA is a financial service holding company. It provides general banking services, proprietary brand credit card services, personal loans, insurance, and other services. The company's operating business segments are Banks, Ecosistema Naranja X, Insurance, Adjustments, and Other Businesses. The company generates maximum revenue from Banks. Geographically its operate in Argentina, Uruguay, and the majority of its revenue comes from Argentina.
73GF Score

Get the complete analysis for GGAL

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.18
Price
$25.92
GF Value