Dime Commercial Bancshares (FRA:0NW) Scaled Net Operating Assets: -0.02 (As of Mar. 2026)


FRA:0NW Dime Commercial Bancshares Inc FRA:0NW
58 GF Score
Price €34.20
GF Value €29.32
! 6 Warning Signs
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What is Dime Commercial Bancshares Scaled Net Operating Assets?

Dime Commercial Bancshares FRA:0NW -0.58% 58 Scaled Net Operating Assets is -0.02 as of Mar. 2026. GuruFocus rates FRA:0NW with a GF Score™ of 58/100 and a GF Value™ of €29.32. The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Dime Commercial Bancshares's operating assets for the quarter that ended in Mar. 2026 was €10,467.9 Mil. Dime Commercial Bancshares's operating liabilities for the quarter that ended in Mar. 2026 was €10,742.5 Mil. Dime Commercial Bancshares's Total Assets for the quarter that ended in Dec. 2025 was €13,101.8 Mil. Therefore, Dime Commercial Bancshares's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.02.

FRA:0NW
58GF Score
Dime Commercial Bancshares Inc FRA:0NW
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Dime Commercial Bancshares Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Dime Commercial Bancshares's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(11091.466-11135.844)/13707.361
=-0.00

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=13101.753 - 2010.287
=11091.466

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=11841.446 - 705.602 - 0
=11135.844

Dime Commercial Bancshares's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(10467.941-10742.473)/13101.753
=-0.02

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=12974.57 - 2506.629
=10467.941

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=11679.691 - 612.843 - 324.375
=10742.473

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.02 mean?
Dime Commercial Bancshares (FRA:0NW) has a Scaled Net Operating Assets of -0.02 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Dime Commercial Bancshares and its competitors.
Is Dime Commercial Bancshares' Scaled Net Operating Assets too high?
Dime Commercial Bancshares' current Scaled Net Operating Assets is -0.02. Overall, Dime Commercial Bancshares has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Dime Commercial Bancshares' Scaled Net Operating Assets compare to FSUN and GABC?
Dime Commercial Bancshares' Scaled Net Operating Assets of -0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Dime Commercial Bancshares and its competitors. Dime Commercial Bancshares's current Scaled Net Operating Assets is -0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dime Commercial Bancshares stock overvalued right now?
Dime Commercial Bancshares (FRA:0NW) has a current Scaled Net Operating Assets of -0.02. The stock's GF Value™ is €29.32, compared to a current price of €34.20 — trading 16.6% above its estimated fair value. The current Scaled Net Operating Assets is -0.02. Dime Commercial Bancshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Dime Commercial Bancshares (FRA:0NW), the current Scaled Net Operating Assets is -0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dime Commercial Bancshares (FRA:0NW) Overvalued in 2026?

Based on GuruFocus' analysis, Dime Commercial Bancshares stock appears to be overvalued. The current stock price of €34.20 is trading 16.6% above its estimated GF Value™ of €29.32.

Key valuation signals for FRA:0NW:

  • Scaled Net Operating Assets: -0.02
  • GF Value™: €29.32 vs. price of €34.20 (16.6% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the FRA:0NW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Dime Commercial Bancshares Business Description

Other Exchanges DCOMp.PFD:USADCOM:USA
Address 898 Veterans Memorial Highway, Suite 560, Hauppauge, NY, USA, 11788
Dime Commercial Bancshares Inc is the holding company for Dime Commercial Bank, a New York State-chartered trust company with approximately $15 billion in assets and the number one deposit market share on Greater Long Island.
58GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.20
Price
€29.32
GF Value