The historical rank and industry rank for Dime Commercial Bancshares's Net Margin % or its related term are showing as below:
FRA:0NW'
s Net Margin % Range Over the Past 10 Years
Min: 9.26 Med: 26.63 Max: 47.95
Current: 26.19
FRA:0NW's Net Margin % is ranked worse than 52.13% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs FRA:0NW: 26.19
Dime Commercial Bancshares (FRA:0NW) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Dime Commercial Bancshares Net Margin % Related Terms
Dime Commercial Bancshares Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:0NW vs FSUN, GABC, STBA: Net Margin % Comparison
For the Banks - Regional subindustry, Dime Commercial Bancshares's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dime Commercial Bancshares Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Dime Commercial Bancshares's Net Margin % distribution charts can be found below:
* The bar in red indicates where Dime Commercial Bancshares's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dime Commercial Bancshares (FRA:0NW) has a Net Margin % of 27.98% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Dime Commercial Bancshares and its competitors. This is near median its historical median of 26.63. Over the past decade, Dime Commercial Bancshares' Net Margin % has ranged from 9.26 to 47.95. According to the industry distribution chart, Dime Commercial Bancshares ranks #796 out of 1527 companies in the Banks industry, placing it in the top 52.1%.
Is Dime Commercial Bancshares' Net Margin % too high?
Dime Commercial Bancshares' current Net Margin % of 27.98% is near median its 10-year median of 26.63. Over the past 10 years, this metric has ranged from a low of 9.26 to a high of 47.95. The Banks industry median Net Margin % is 26.95. Dime Commercial Bancshares' value of 27.98% is 3.8% above this industry median. Based on the distribution chart, Dime Commercial Bancshares ranks #796 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Dime Commercial Bancshares has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Dime Commercial Bancshares' Net Margin % compare to FSUN and GABC?
According to the Banks industry distribution chart, Dime Commercial Bancshares ranks #796 out of 1527 companies for Net Margin %. This places Dime Commercial Bancshares in the lower half of its industry. The industry median Net Margin % is 26.95. Dime Commercial Bancshares' value of 27.98% is 3.8% above this benchmark. Historically, Dime Commercial Bancshares' own Net Margin % has ranged from 9.26 to 47.95 over the past decade. While the company's 10-year median is 26.63 vs. the industry median of 26.95, Dime Commercial Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dime Commercial Bancshares's current Net Margin % of 27.98% is 3.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Dime Commercial Bancshares and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dime Commercial Bancshares's current Net Margin % is 27.98%, which is near median its own 10-year median of 26.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dime Commercial Bancshares stock overvalued right now?
Dime Commercial Bancshares (FRA:0NW) has a current Net Margin % of 27.98%. The stock's GF Value™ is €27.42, compared to a current price of €32.80 — trading 19.6% above its estimated fair value. The current Net Margin % is 27.98%, which is near median its 10-year median of 26.63 and 3.8% above the Banks industry median of 26.95. Dime Commercial Bancshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Dime Commercial Bancshares (FRA:0NW), the current Net Margin % is 27.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dime Commercial Bancshares (FRA:0NW) Overvalued in 2026?
Based on GuruFocus' analysis, Dime Commercial Bancshares stock appears to be overvalued.
The current stock price of €32.80 is trading 19.6% above its estimated GF Value™ of €27.42.
Key valuation signals for FRA:0NW:
Net Margin %: 27.98% (near median its 10-year median of 26.63)
GF Value™: €27.42 vs. price of €32.80 (19.6% above fair value)
Industry Position: 3.8% above the Banks median (#796 of 1527)
No single metric tells the full story. See the FRA:0NW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dime Commercial Bancshares Inc is the holding company for Dime Commercial Bank, a New York State-chartered trust company with approximately $15 billion in assets and the number one deposit market share on Greater Long Island.
58GF Score
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