Dime Commercial Bancshares (FRA:0NW) Cyclically Adjusted PS Ratio: 4.45 (As of Aug. 09, 2026) — 17% Below Median

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FRA:0NW Dime Commercial Bancshares Inc FRA:0NW
59 GF Score
Price €34.20
GF Value €30.93
! 6 Warning Signs
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What is Dime Commercial Bancshares Cyclically Adjusted PS Ratio?

Dime Commercial Bancshares FRA:0NW -0.58% 59 Cyclically Adjusted PS Ratio is 4.45 as of Aug. 09, 2026, which is 17% below its 10-year median of 5.34. GuruFocus rates FRA:0NW with a GF Score™ of 59/100 and a GF Value™ of €30.93. The stock has 6 warning signs investors should review. Among 1,298 Banks companies, Dime Commercial Bancshares ranks worse than 70.72% on this metric.

As of today (2026-08-09), Dime Commercial Bancshares's current share price is €34.20. Dime Commercial Bancshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was €7.68. Dime Commercial Bancshares's Cyclically Adjusted PS Ratio for today is 4.45.

The historical rank and industry rank for Dime Commercial Bancshares's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:0NW' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.27   Med: 5.34   Max: 10
Current: 4.37

During the past years, Dime Commercial Bancshares's highest Cyclically Adjusted PS Ratio was 10.00. The lowest was 2.27. And the median was 5.34.

FRA:0NW's Cyclically Adjusted PS Ratio is ranked worse than
70.72% of 1298 companies
in the Banks industry
Industry Median: 3.42 vs FRA:0NW: 4.37

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Dime Commercial Bancshares's adjusted revenue per share data for the three months ended in Jun. 2026 was €2.540. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €7.68 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Dime Commercial Bancshares  (FRA:0NW) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Dime Commercial Bancshares Cyclically Adjusted PS Ratio Related Terms


Dime Commercial Bancshares Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Dime Commercial Bancshares's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dime Commercial Bancshares Cyclically Adjusted PS Ratio Chart

Dime Commercial Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.14 4.73 3.65 3.88 3.47

Dime Commercial Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.23 3.50 3.47 3.76 4.40

FRA:0NW vs BY, HOPE, OCFC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Dime Commercial Bancshares's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dime Commercial Bancshares Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Dime Commercial Bancshares's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Dime Commercial Bancshares's Cyclically Adjusted PS Ratio falls into.


FRA:0NW
59GF Score
Dime Commercial Bancshares Inc FRA:0NW
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dime Commercial Bancshares Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Dime Commercial Bancshares's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=34.20/7.68
=4.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dime Commercial Bancshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Dime Commercial Bancshares's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.54/333.9520*333.9520
=2.540

Current CPI (Jun. 2026) = 333.9520.

Dime Commercial Bancshares Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.906 241.428 1.253
201612 1.023 241.432 1.415
201703 0.978 243.801 1.340
201706 0.941 244.955 1.283
201709 0.958 246.819 1.296
201712 0.949 246.524 1.286
201803 0.893 249.554 1.195
201806 0.876 251.989 1.161
201809 0.858 252.439 1.135
201812 0.946 251.233 1.257
201903 0.927 254.202 1.218
201906 0.970 256.143 1.265
201909 1.004 256.759 1.306
201912 1.101 256.974 1.431
202003 1.802 258.115 2.331
202006 2.141 257.797 2.773
202009 2.034 260.280 2.610
202012 1.986 260.474 2.546
202103 1.727 264.877 2.177
202106 2.487 271.696 3.057
202109 2.198 274.310 2.676
202112 2.260 278.802 2.707
202203 2.228 287.504 2.588
202206 2.587 296.311 2.916
202209 2.906 296.808 3.270
202212 2.632 296.797 2.961
202303 2.320 301.836 2.567
202306 2.191 305.109 2.398
202309 2.070 307.789 2.246
202312 1.991 306.746 2.168
202403 1.972 312.332 2.109
202406 2.116 314.175 2.249
202409 2.056 315.301 2.178
202412 1.340 315.605 1.418
202503 2.237 319.799 2.336
202506 2.210 322.561 2.288
202509 2.288 324.800 2.352
202512 2.455 324.054 2.530
202603 2.480 330.213 2.508
202606 2.540 333.952 2.540

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.45 mean?
Dime Commercial Bancshares (FRA:0NW) has a Cyclically Adjusted PS Ratio of 4.45 as of Aug. 09, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Dime Commercial Bancshares and its competitors. This is 17% below median its historical median of 5.34. Over the past decade, Dime Commercial Bancshares' Cyclically Adjusted PS Ratio has ranged from 2.27 to 10.00. According to the industry distribution chart, Dime Commercial Bancshares ranks #918 out of 1298 companies in the Banks industry, placing it in the top 70.7%.
Is Dime Commercial Bancshares' Cyclically Adjusted PS Ratio too high?
Dime Commercial Bancshares' current Cyclically Adjusted PS Ratio of 4.45 is 17% below median its 10-year median of 5.34. Over the past 10 years, this metric has ranged from a low of 2.27 to a high of 10.00. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. Dime Commercial Bancshares' value of 4.45 is 30.1% above this industry median. Based on the distribution chart, Dime Commercial Bancshares ranks #918 out of 1298 companies in the Banks industry, which is below the industry midpoint. Overall, Dime Commercial Bancshares has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Dime Commercial Bancshares' Cyclically Adjusted PS Ratio compare to BY and HOPE?
According to the Banks industry distribution chart, Dime Commercial Bancshares ranks #918 out of 1298 companies for Cyclically Adjusted PS Ratio. This places Dime Commercial Bancshares in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.42. Dime Commercial Bancshares' value of 4.45 is 30.1% above this benchmark. Historically, Dime Commercial Bancshares' own Cyclically Adjusted PS Ratio has ranged from 2.27 to 10.00 over the past decade. While the company's 10-year median is 5.34 vs. the industry median of 3.42, Dime Commercial Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,298 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dime Commercial Bancshares's current Cyclically Adjusted PS Ratio of 4.45 is 30.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Dime Commercial Bancshares and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dime Commercial Bancshares's current Cyclically Adjusted PS Ratio is 4.45, which is 17% below median its own 10-year median of 5.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dime Commercial Bancshares stock overvalued right now?
Dime Commercial Bancshares (FRA:0NW) has a current Cyclically Adjusted PS Ratio of 4.45. The stock's GF Value™ is €30.93, compared to a current price of €34.20 — trading 10.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.45, which is 17% below median its 10-year median of 5.34 and 30.1% above the Banks industry median of 3.42. Dime Commercial Bancshares' overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Dime Commercial Bancshares (FRA:0NW), the current Cyclically Adjusted PS Ratio is 4.45 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dime Commercial Bancshares (FRA:0NW) Overvalued in 2026?

Based on GuruFocus' analysis, Dime Commercial Bancshares stock appears to be overvalued. The current stock price of €34.20 is trading 10.6% above its estimated GF Value™ of €30.93.

Key valuation signals for FRA:0NW:

  • Cyclically Adjusted PS Ratio: 4.45 (17% below median its 10-year median of 5.34)
  • GF Value™: €30.93 vs. price of €34.20 (10.6% above fair value)
  • GF Score™: 59/100 with 6 warning signs
  • Industry Position: 30.1% above the Banks median (#918 of 1298)

No single metric tells the full story. See the FRA:0NW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dime Commercial Bancshares Business Description

Other Exchanges DCOMp.PFD:USADCOM:USA
Address 898 Veterans Memorial Highway, Suite 560, Hauppauge, NY, USA, 11788
Dime Commercial Bancshares Inc is the holding company for Dime Commercial Bank, a New York State-chartered trust company with approximately $15 billion in assets and the number one deposit market share on Greater Long Island.
59GF Score

Get the complete analysis for FRA:0NW

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.20
Price
€30.93
GF Value