The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Dime Commercial Bancshares Pretax Margin % Related Terms
Dime Commercial Bancshares Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:0NW vs FSUN, GABC, STBA: Pretax Margin % Comparison
For the Banks - Regional subindustry, Dime Commercial Bancshares's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dime Commercial Bancshares Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Dime Commercial Bancshares's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Dime Commercial Bancshares's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dime Commercial Bancshares (FRA:0NW) has a Pretax Margin % of 39.26% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Dime Commercial Bancshares and its competitors. This is near median its historical median of 37.94. Over the past decade, Dime Commercial Bancshares' Pretax Margin % has ranged from 16.38 to 88.25. According to the industry distribution chart, Dime Commercial Bancshares ranks #672 out of 1528 companies in the Banks industry, placing it in the top 44%.
Is Dime Commercial Bancshares' Pretax Margin % too high?
Dime Commercial Bancshares' current Pretax Margin % of 39.26% is near median its 10-year median of 37.94. Over the past 10 years, this metric has ranged from a low of 16.38 to a high of 88.25. The Banks industry median Pretax Margin % is 34.67. Dime Commercial Bancshares' value of 39.26% is 13.3% above this industry median. Based on the distribution chart, Dime Commercial Bancshares ranks #672 out of 1528 companies in the Banks industry, which is above the industry midpoint. Overall, Dime Commercial Bancshares has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Dime Commercial Bancshares' Pretax Margin % compare to FSUN and GABC?
According to the Banks industry distribution chart, Dime Commercial Bancshares ranks #672 out of 1528 companies for Pretax Margin %. This puts Dime Commercial Bancshares in the upper half of its industry. The industry median Pretax Margin % is 34.67. Dime Commercial Bancshares' value of 39.26% is 13.3% above this benchmark. Historically, Dime Commercial Bancshares' own Pretax Margin % has ranged from 16.38 to 88.25 over the past decade. While the company's 10-year median is 37.94 vs. the industry median of 34.67, Dime Commercial Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dime Commercial Bancshares's current Pretax Margin % of 39.26% is 13.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Dime Commercial Bancshares and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dime Commercial Bancshares's current Pretax Margin % is 39.26%, which is near median its own 10-year median of 37.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dime Commercial Bancshares stock overvalued right now?
Dime Commercial Bancshares (FRA:0NW) has a current Pretax Margin % of 39.26%. The stock's GF Value™ is €29.32, compared to a current price of €34.80 — trading 18.7% above its estimated fair value. The current Pretax Margin % is 39.26%, which is near median its 10-year median of 37.94 and 13.3% above the Banks industry median of 34.67. Dime Commercial Bancshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Dime Commercial Bancshares (FRA:0NW), the current Pretax Margin % is 39.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dime Commercial Bancshares (FRA:0NW) Overvalued in 2026?
Based on GuruFocus' analysis, Dime Commercial Bancshares stock appears to be overvalued.
The current stock price of €34.80 is trading 18.7% above its estimated GF Value™ of €29.32.
Key valuation signals for FRA:0NW:
Pretax Margin %: 39.26% (near median its 10-year median of 37.94)
GF Value™: €29.32 vs. price of €34.80 (18.7% above fair value)
Industry Position: 13.3% above the Banks median (#672 of 1528)
No single metric tells the full story. See the FRA:0NW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dime Commercial Bancshares Inc is the holding company for Dime Commercial Bank, a New York State-chartered trust company with approximately $15 billion in assets and the number one deposit market share on Greater Long Island.
58GF Score
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