Dime Commercial Bancshares (FRA:0NW) FCF Margin %: 37.73% (As of Mar. 2026) — 14% Above Median


FRA:0NW Dime Commercial Bancshares Inc FRA:0NW
58 GF Score
Price €32.80
GF Value €27.42
! 6 Warning Signs
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What is Dime Commercial Bancshares FCF Margin %?

Dime Commercial Bancshares FRA:0NW -1.80% 58 FCF Margin % is 37.73% as of Mar. 2026, which is 14% above its 10-year median of 33.13. GuruFocus rates FRA:0NW with a GF Score™ of 58/100 and a GF Value™ of €27.42. The stock has 6 warning signs investors should review. Among 1,505 Banks companies, Dime Commercial Bancshares ranks better than 63.65% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Dime Commercial Bancshares's Free Cash Flow for the three months ended in Mar. 2026 was €40.3 Mil. Dime Commercial Bancshares's Revenue for the three months ended in Mar. 2026 was €106.9 Mil. Therefore, Dime Commercial Bancshares's FCF Margin % for the quarter that ended in Mar. 2026 was 37.73%.

As of today, Dime Commercial Bancshares's current FCF Yield % is 9.17%.

The historical rank and industry rank for Dime Commercial Bancshares's FCF Margin % or its related term are showing as below:

FRA:0NW' s FCF Margin % Range Over the Past 10 Years
Min: 9.45   Med: 33.13   Max: 69.72
Current: 34.69


During the past 13 years, the highest FCF Margin % of Dime Commercial Bancshares was 69.72%. The lowest was 9.45%. And the median was 33.13%.

FRA:0NW's FCF Margin % is ranked better than
63.65% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs FRA:0NW: 34.69


Dime Commercial Bancshares FCF Margin % Related Terms


Dime Commercial Bancshares FCF Margin % Historical Data

* Premium members only.

The historical data trend for Dime Commercial Bancshares's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dime Commercial Bancshares FCF Margin % Chart

Dime Commercial Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.61 69.72 24.14 29.54 40.28

Dime Commercial Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 62.45 19.11 44.31 36.68 37.73

FRA:0NW vs FSUN, GABC, STBA: FCF Margin % Comparison

For the Banks - Regional subindustry, Dime Commercial Bancshares's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dime Commercial Bancshares FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Dime Commercial Bancshares's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Dime Commercial Bancshares's FCF Margin % falls into.


FRA:0NW
58GF Score
Dime Commercial Bancshares Inc FRA:0NW
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dime Commercial Bancshares FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Dime Commercial Bancshares's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=155.799/386.803
=40.28 %

Dime Commercial Bancshares's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=40.339/106.911
=37.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 37.73% mean?
Dime Commercial Bancshares (FRA:0NW) has a FCF Margin % of 37.73% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Dime Commercial Bancshares and its competitors. This is 14% above median its historical median of 33.13. Over the past decade, Dime Commercial Bancshares' FCF Margin % has ranged from 9.45 to 69.72. According to the industry distribution chart, Dime Commercial Bancshares ranks #547 out of 1505 companies in the Banks industry, placing it in the top 36.3%.
Is Dime Commercial Bancshares' FCF Margin % too high?
Dime Commercial Bancshares' current FCF Margin % of 37.73% is 14% above median its 10-year median of 33.13. Over the past 10 years, this metric has ranged from a low of 9.45 to a high of 69.72. The Banks industry median FCF Margin % is 26.55. Dime Commercial Bancshares' value of 37.73% is 42.1% above this industry median. Based on the distribution chart, Dime Commercial Bancshares ranks #547 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Dime Commercial Bancshares has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Dime Commercial Bancshares' FCF Margin % compare to FSUN and GABC?
According to the Banks industry distribution chart, Dime Commercial Bancshares ranks #547 out of 1505 companies for FCF Margin %. This puts Dime Commercial Bancshares in the upper half of its industry. The industry median FCF Margin % is 26.55. Dime Commercial Bancshares' value of 37.73% is 42.1% above this benchmark. Historically, Dime Commercial Bancshares' own FCF Margin % has ranged from 9.45 to 69.72 over the past decade. While the company's 10-year median is 33.13 vs. the industry median of 26.55, Dime Commercial Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dime Commercial Bancshares's current FCF Margin % of 37.73% is 42.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Dime Commercial Bancshares and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dime Commercial Bancshares's current FCF Margin % is 37.73%, which is 14% above median its own 10-year median of 33.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dime Commercial Bancshares stock overvalued right now?
Dime Commercial Bancshares (FRA:0NW) has a current FCF Margin % of 37.73%. The stock's GF Value™ is €27.42, compared to a current price of €32.80 — trading 19.6% above its estimated fair value. The current FCF Margin % is 37.73%, which is 14% above median its 10-year median of 33.13 and 42.1% above the Banks industry median of 26.55. Dime Commercial Bancshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Dime Commercial Bancshares (FRA:0NW), the current FCF Margin % is 37.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dime Commercial Bancshares (FRA:0NW) Overvalued in 2026?

Based on GuruFocus' analysis, Dime Commercial Bancshares stock appears to be overvalued. The current stock price of €32.80 is trading 19.6% above its estimated GF Value™ of €27.42.

Key valuation signals for FRA:0NW:

  • FCF Margin %: 37.73% (14% above median its 10-year median of 33.13)
  • GF Value™: €27.42 vs. price of €32.80 (19.6% above fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 42.1% above the Banks median (#547 of 1505)

No single metric tells the full story. See the FRA:0NW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dime Commercial Bancshares Business Description

Other Exchanges DCOMp.PFD:USADCOM:USA
Address 898 Veterans Memorial Highway, Suite 560, Hauppauge, NY, USA, 11788
Dime Commercial Bancshares Inc is the holding company for Dime Commercial Bank, a New York State-chartered trust company with approximately $15 billion in assets and the number one deposit market share on Greater Long Island.
58GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€32.80
Price
€27.42
GF Value