Dime Commercial Bancshares (FRA:0NW) Dividend Payout Ratio: 0.34 (As of Mar. 2026) — 15% Below Median


FRA:0NW Dime Commercial Bancshares Inc FRA:0NW
58 GF Score
Price €34.00
GF Value €28.25
! 6 Warning Signs
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What is Dime Commercial Bancshares Dividend Payout Ratio?

Dime Commercial Bancshares FRA:0NW +3.03% 58 Dividend Payout Ratio is 0.34 as of Mar. 2026, which is 15% below its 10-year median of 0.40. GuruFocus rates FRA:0NW with a GF Score™ of 58/100 and a GF Value™ of €28.25. The stock has 6 warning signs investors should review. Among 1,171 Banks companies, Dime Commercial Bancshares ranks worse than 55.94% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Dime Commercial Bancshares's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.34.

The historical rank and industry rank for Dime Commercial Bancshares's Dividend Payout Ratio or its related term are showing as below:

FRA:0NW' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.24   Med: 0.4   Max: 0.69
Current: 0.36


During the past 13 years, the highest Dividend Payout Ratio of Dime Commercial Bancshares was 0.69. The lowest was 0.24. And the median was 0.40.

FRA:0NW's Dividend Payout Ratio is ranked worse than
55.94% of 1171 companies
in the Banks industry
Industry Median: 0.32 vs FRA:0NW: 0.36

As of today (2026-07-11), the Dividend Yield % of Dime Commercial Bancshares is 2.59%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Dime Commercial Bancshares was 6.08%. The lowest was 1.47%. And the median was 2.63%.

Dime Commercial Bancshares's Dividends per Share for the months ended in Mar. 2026 was €0.22.

During the past 3 years, the average Dividends Per Share Growth Rate was 1.40% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 9.10% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 8.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Dime Commercial Bancshares was 146.60% per year. The lowest was 0.00% per year. And the median was 0.20% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Dime Commercial Bancshares (FRA:0NW) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Dime Commercial Bancshares Dividend Payout Ratio Related Terms


Dime Commercial Bancshares Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Dime Commercial Bancshares's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dime Commercial Bancshares Dividend Payout Ratio Chart

Dime Commercial Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.19 0.69 0.39

Dime Commercial Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.44 0.39 0.41 0.32 0.34

FRA:0NW vs FSUN, GABC, STBA: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Dime Commercial Bancshares's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dime Commercial Bancshares Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Dime Commercial Bancshares's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Dime Commercial Bancshares's Dividend Payout Ratio falls into.


FRA:0NW
58GF Score
Dime Commercial Bancshares Inc FRA:0NW
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Dime Commercial Bancshares Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Dime Commercial Bancshares's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.854/ 2.212
=0.39

Dime Commercial Bancshares's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.216/ 0.64
=0.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.34 mean?
Dime Commercial Bancshares (FRA:0NW) has a Dividend Payout Ratio of 0.34 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Dime Commercial Bancshares and its competitors. This is 15% below median its historical median of 0.40. Over the past decade, Dime Commercial Bancshares' Dividend Payout Ratio has ranged from 0.24 to 0.69. According to the industry distribution chart, Dime Commercial Bancshares ranks #655 out of 1171 companies in the Banks industry, placing it in the top 55.9%.
Is Dime Commercial Bancshares' Dividend Payout Ratio too high?
Dime Commercial Bancshares' current Dividend Payout Ratio of 0.34 is 15% below median its 10-year median of 0.40. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 0.69. The Banks industry median Dividend Payout Ratio is 0.32. Dime Commercial Bancshares' value of 0.34 is 6.3% above this industry median. Based on the distribution chart, Dime Commercial Bancshares ranks #655 out of 1171 companies in the Banks industry, which is below the industry midpoint. Overall, Dime Commercial Bancshares has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Dime Commercial Bancshares' Dividend Payout Ratio compare to FSUN and GABC?
According to the Banks industry distribution chart, Dime Commercial Bancshares ranks #655 out of 1171 companies for Dividend Payout Ratio. This places Dime Commercial Bancshares in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Dime Commercial Bancshares' value of 0.34 is 6.3% above this benchmark. Historically, Dime Commercial Bancshares' own Dividend Payout Ratio has ranged from 0.24 to 0.69 over the past decade. While the company's 10-year median is 0.40 vs. the industry median of 0.32, Dime Commercial Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dime Commercial Bancshares's current Dividend Payout Ratio of 0.34 is 6.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Dime Commercial Bancshares and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dime Commercial Bancshares's current Dividend Payout Ratio is 0.34, which is 15% below median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dime Commercial Bancshares stock overvalued right now?
Dime Commercial Bancshares (FRA:0NW) has a current Dividend Payout Ratio of 0.34. The stock's GF Value™ is €28.25, compared to a current price of €34.00 — trading 20.4% above its estimated fair value. The current Dividend Payout Ratio is 0.34, which is 15% below median its 10-year median of 0.40 and 6.3% above the Banks industry median of 0.32. Dime Commercial Bancshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Dime Commercial Bancshares (FRA:0NW), the current Dividend Payout Ratio is 0.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dime Commercial Bancshares (FRA:0NW) Overvalued in 2026?

Based on GuruFocus' analysis, Dime Commercial Bancshares stock appears to be overvalued. The current stock price of €34.00 is trading 20.4% above its estimated GF Value™ of €28.25.

Key valuation signals for FRA:0NW:

  • Dividend Payout Ratio: 0.34 (15% below median its 10-year median of 0.40)
  • GF Value™: €28.25 vs. price of €34.00 (20.4% above fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 6.3% above the Banks median (#655 of 1171)

No single metric tells the full story. See the FRA:0NW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dime Commercial Bancshares Business Description

Other Exchanges DCOMp.PFD:USADCOM:USA
Address 898 Veterans Memorial Highway, Suite 560, Hauppauge, NY, USA, 11788
Dime Commercial Bancshares Inc is the holding company for Dime Commercial Bank, a New York State-chartered trust company with approximately $15 billion in assets and the number one deposit market share on Greater Long Island.
58GF Score

Get the complete analysis for FRA:0NW

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.00
Price
€28.25
GF Value