Dime Commercial Bancshares (FRA:0NW) E10: €1.76 (As of Mar. 2026)


FRA:0NW Dime Commercial Bancshares Inc FRA:0NW
58 GF Score
Price €33.80
GF Value €28.23
! 6 Warning Signs
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What is Dime Commercial Bancshares E10?

Dime Commercial Bancshares FRA:0NW +1.20% 58 E10 is €1.76 as of Mar. 2026. GuruFocus rates FRA:0NW with a GF Score™ of 58/100 and a GF Value™ of €28.23. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Dime Commercial Bancshares's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.649. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €1.76 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Dime Commercial Bancshares's average E10 Growth Rate was 1.00% per year. During the past 3 years, the average E10 Growth Rate was 3.60% per year. During the past 5 years, the average E10 Growth Rate was 8.10% per year. During the past 10 years, the average E10 Growth Rate was 7.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Dime Commercial Bancshares was 12.50% per year. The lowest was -2.00% per year. And the median was 5.65% per year.

As of today (2026-07-01), Dime Commercial Bancshares's current stock price is €33.80. Dime Commercial Bancshares's E10 for the quarter that ended in Mar. 2026 was €1.76. Dime Commercial Bancshares's Shiller PE Ratio of today is 19.20.

During the past 13 years, the highest Shiller PE Ratio of Dime Commercial Bancshares was 30.08. The lowest was 7.67. And the median was 18.37.


Dime Commercial Bancshares  (FRA:0NW) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Dime Commercial Bancshares's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=33.80/1.76
=19.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Dime Commercial Bancshares was 30.08. The lowest was 7.67. And the median was 18.37.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Dime Commercial Bancshares E10 Related Terms


Dime Commercial Bancshares E10 Historical Data

* Premium members only.

The historical data trend for Dime Commercial Bancshares's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dime Commercial Bancshares E10 Chart

Dime Commercial Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.91 1.21 1.38

Dime Commercial Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.34 1.49 1.37 1.38 1.76

FRA:0NW vs FSUN, GABC, STBA: E10 Comparison

For the Banks - Regional subindustry, Dime Commercial Bancshares's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dime Commercial Bancshares Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Dime Commercial Bancshares's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Dime Commercial Bancshares's Shiller PE Ratio falls into.


FRA:0NW
58GF Score
Dime Commercial Bancshares Inc FRA:0NW
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dime Commercial Bancshares E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Dime Commercial Bancshares's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.649/330.2130*330.2130
=0.649

Current CPI (Mar. 2026) = 330.2130.

Dime Commercial Bancshares Quarterly Data

per share eps CPI Adj_EPS
201606 0.267 241.018 0.366
201609 0.258 241.428 0.353
201612 0.019 241.432 0.026
201703 0.280 243.801 0.379
201706 0.285 244.955 0.384
201709 0.294 246.819 0.393
201712 0.346 246.524 0.463
201803 0.316 249.554 0.418
201806 0.282 251.989 0.370
201809 0.274 252.439 0.358
201812 0.299 251.233 0.393
201903 0.283 254.202 0.368
201906 0.319 256.143 0.411
201909 0.118 256.759 0.152
201912 0.171 256.974 0.220
202003 0.335 258.115 0.429
202006 0.488 257.797 0.625
202009 0.552 260.280 0.700
202012 0.140 260.474 0.177
202103 -0.554 264.877 -0.691
202106 0.988 271.696 1.201
202109 0.757 274.310 0.911
202112 0.735 278.802 0.871
202203 0.745 287.504 0.856
202206 0.889 296.311 0.991
202209 0.990 296.808 1.101
202212 0.935 296.797 1.040
202303 0.859 301.836 0.940
202306 0.609 305.109 0.659
202309 0.319 307.789 0.342
202312 0.339 306.746 0.365
202403 0.377 312.332 0.399
202406 0.399 314.175 0.419
202409 0.261 315.301 0.273
202412 -0.516 315.605 -0.540
202503 0.416 319.799 0.430
202506 0.555 322.561 0.568
202509 0.503 324.800 0.511
202512 0.581 324.054 0.592
202603 0.649 330.213 0.649

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €1.76 mean?
Dime Commercial Bancshares (FRA:0NW) has a E10 of €1.76 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Dime Commercial Bancshares and its competitors.
Is Dime Commercial Bancshares' E10 too high?
Dime Commercial Bancshares' current E10 is €1.76. Overall, Dime Commercial Bancshares has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Dime Commercial Bancshares' E10 compare to FSUN and GABC?
Dime Commercial Bancshares' E10 of €1.76 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Dime Commercial Bancshares and its competitors. Dime Commercial Bancshares's current E10 is €1.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dime Commercial Bancshares stock overvalued right now?
Dime Commercial Bancshares (FRA:0NW) has a current E10 of €1.76. The stock's GF Value™ is €28.23, compared to a current price of €33.80 — trading 19.7% above its estimated fair value. The current E10 is €1.76. Dime Commercial Bancshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Dime Commercial Bancshares (FRA:0NW), the current E10 is €1.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dime Commercial Bancshares (FRA:0NW) Overvalued in 2026?

Based on GuruFocus' analysis, Dime Commercial Bancshares stock appears to be overvalued. The current stock price of €33.80 is trading 19.7% above its estimated GF Value™ of €28.23.

Key valuation signals for FRA:0NW:

  • E10: €1.76
  • GF Value™: €28.23 vs. price of €33.80 (19.7% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the FRA:0NW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dime Commercial Bancshares Business Description

Other Exchanges DCOMp.PFD:USADCOM:USA
Address 898 Veterans Memorial Highway, Suite 560, Hauppauge, NY, USA, 11788
Dime Commercial Bancshares Inc is the holding company for Dime Commercial Bank, a New York State-chartered trust company with approximately $15 billion in assets and the number one deposit market share on Greater Long Island.
58GF Score

Get the complete analysis for FRA:0NW

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.80
Price
€28.23
GF Value