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Upstart Holdings (MEX:UPST) Scaled Net Operating Assets : 0.64 (As of Sep. 2024)


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What is Upstart Holdings Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Upstart Holdings's operating assets for the quarter that ended in Sep. 2024 was MXN26,754 Mil. Upstart Holdings's operating liabilities for the quarter that ended in Sep. 2024 was MXN5,370 Mil. Upstart Holdings's Total Assets for the quarter that ended in Jun. 2024 was MXN33,347 Mil. Therefore, Upstart Holdings's scaled net operating assets (SNOA) for the quarter that ended in Sep. 2024 was 0.64.

Upstart Holdings Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Upstart Holdings's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2023 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2023 )
=(Operating Assets (A: Dec. 2023 )-Operating Liabilities (A: Dec. 2023 ))/Total Assets (A: Dec. 2022 )
=(27833.965-4736.613)/37745.309
=0.61

where

Operating Assets(A: Dec. 2023 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=34238.756 - 6404.791
=27833.965

Operating Liabilities(A: Dec. 2023 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=23454.931 - 12142.07 - 6576.248
=4736.613

Upstart Holdings's Scaled Net Operating Assets (SNOA) for the quarter that ended in Sep. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Sep. 2024 )
=(Operating Assets (Q: Sep. 2024 )-Operating Liabilities (Q: Sep. 2024 ))/Total Assets (Q: Jun. 2024 )
=(26754.313-5370.115)/33346.691
=0.64

where

Operating Assets(Q: Sep. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=35619.359 - 8865.046
=26754.313

Operating Liabilities(Q: Sep. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=23893.076 - 15173.956 - 3349.005
=5370.115

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Upstart Holdings Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Upstart Holdings Inc (MEX:UPST) » Definitions » Scaled Net Operating Assets
Comparable Companies
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Traded in Other Exchanges
UPST:USA 855:Germany
Address
2950 S. Delaware Street, Suite 410, San Mateo, CA, USA, 94403
Website
https://www.upstart.com
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans.