Upstart Holdings (MEX:UPST) Total Debt per Share: MXN365.37 (As of Mar. 2026)

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MEX:UPST Upstart Holdings Inc MEX:UPST
50 GF Score
Price MXN470.00
GF Value MXN1,115.29
Valuation Possible Value Trap
! 5 Warning Signs
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What is Upstart Holdings Total Debt per Share?

Upstart Holdings MEX:UPST -9.03% 50 Total Debt per Share is MXN365.37 as of Mar. 2026. GuruFocus rates MEX:UPST with a GF Score™ of 50/100 and a GF Value™ of MXN1,115.29 (Possible Value Trap). The stock has 5 warning signs investors should review.

MXN365.37 (As of Mar. 2026)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Upstart Holdings's Total Debt Per Share for the quarter that ended in Mar. 2026 was MXN365.37.

Upstart Holdings Total Debt per Share Historical Data

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The historical data trend for Upstart Holdings's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Upstart Holdings Total Debt per Share Chart

Upstart Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only 195.14 260.84 216.82 324.08 339.84

Upstart Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 297.37 288.50 357.60 339.84 365.37
MEX:UPST
50GF Score
Upstart Holdings Inc MEX:UPST
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Upstart Holdings Total Debt per Share Calculation

Upstart Holdings's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(31,563+1,753)/98
=339.84

Upstart Holdings's Total Debt Per Share for the quarter that ended in Mar. 2026 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(31,664+3,306)/96
=365.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of MXN365.37 mean?
Upstart Holdings (MEX:UPST) has a Total Debt per Share of MXN365.37 as of Mar. 2026. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Upstart Holdings and its competitors.
Is Upstart Holdings' Total Debt per Share too high?
Upstart Holdings' current Total Debt per Share is MXN365.37. Overall, Upstart Holdings has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Upstart Holdings' Total Debt per Share compare to WU and BFH?
Upstart Holdings' Total Debt per Share of MXN365.37 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Credit Services company?
A good Total Debt per Share depends on the Credit Services industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Upstart Holdings and its competitors. Upstart Holdings's current Total Debt per Share is MXN365.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upstart Holdings stock overvalued right now?
Based on GuruFocus' analysis, Upstart Holdings (MEX:UPST) is currently considered Possible Value Trap. The stock's GF Value™ is MXN1,115.29, compared to a current price of MXN470.00 — trading 57.9% below its estimated fair value. The current Total Debt per Share is MXN365.37. Upstart Holdings' overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For Upstart Holdings (MEX:UPST), the current Total Debt per Share is MXN365.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upstart Holdings (MEX:UPST) Overvalued in 2026?

Based on GuruFocus' analysis, Upstart Holdings stock appears to be undervalued. The current stock price of MXN470.00 is trading 57.9% below its estimated GF Value™ of MXN1,115.29. GuruFocus considers Upstart Holdings to be Possible Value Trap.

Key valuation signals for MEX:UPST:

  • Total Debt per Share: MXN365.37
  • GF Value™: MXN1,115.29 vs. price of MXN470.00 (57.9% below fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the MEX:UPST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Upstart Holdings Business Description

Address 2950 South Delaware Street, Suite 410, San Mateo, CA, USA, 94403
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
50GF Score

Get the complete analysis for MEX:UPST

Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN470.00
Price
MXN1,115.29
GF Value