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The historical rank and industry rank for American Riviera Bancorp's EV-to-OCF or its related term are showing as below:
ARBV'
s EV-to-OCF Range Over the Past 10 Years
Min: 23.29 Med: 0 Max: 23.78
Current: 23.54
During the past 9 years, the highest EV-to-OCF of American Riviera Bancorp was 23.78. The lowest was 23.29. And the median was .
ARBV's EV-to-OCF is ranked worse than 90.65% of 1497
companies
in the Banks industry
Industry Median: 3.98
vs ARBV: 23.54
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
American Riviera Bancorp (OTCPK:ARBV) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
American Riviera Bancorp's PE Ratio (TTM) for today is calculated as:
American Riviera Bancorp's share price for today is $31.10.
American Riviera Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.570.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
American Riviera Bancorp EV-to-OCF Related Terms
American Riviera Bancorp EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, American Riviera Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Riviera Bancorp EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, American Riviera Bancorp's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where American Riviera Bancorp's EV-to-OCF falls into.
American Riviera Bancorp's current Enterprise Value is $219.82 Mil.
American Riviera Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is American Riviera Bancorp (ARBV) Overvalued in 2026?
Based on GuruFocus' analysis, American Riviera Bancorp stock appears to be overvalued.
The current stock price of $31.10 is trading 36.3% above its estimated GF Value™ of $22.81.
GuruFocus considers American Riviera Bancorp to be Significantly Overvalued.
Key valuation signals for ARBV:
EV-to-OCF:
GF Value™: $22.81 vs. price of $31.10 (36.3% above fair value)
No single metric tells the full story. See the ARBV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Riviera Bancorp is a full-service community bank focused on serving the lending and deposit needs of businesses and consumers in its community. It provides commercial, residential mortgage, construction, and Small Business Administration lending services as well as convenient online and mobile technology. The full-service branches are located in Santa Barbara, Montecito, Goleta, San Luis Obispo, and Paso Robles.
59GF Score
Get the complete analysis for ARBV
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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