BFH (Bread Financial Holdings) Total Stockholders Equity: $3,325 Mil (As of Mar. 2026)

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BFH Bread Financial Holdings Inc BFH
61 GF Score
Price $113.40
GF Value $58.36
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bread Financial Holdings Total Stockholders Equity?

Bread Financial Holdings BFH +1.59% 61 Total Stockholders Equity is $3,325 Mil as of Mar. 2026. GuruFocus rates BFH with a GF Score™ of 61/100 and a GF Value™ of $58.36 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Bread Financial Holdings's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $3,325 Mil. It refers to the net assets owned by shareholders. It does not include minority interest.

Total Stockholders Equity is used to calculate Book Value per Share. Bread Financial Holdings's Book Value per Share for the quarter that ended in Mar. 2026 was $80.51. The ratio of a company's debt over equity can be used to measure how leveraged this company is. Bread Financial Holdings's Debt-to-Equity for the quarter that ended in Mar. 2026 was 1.19.

Bread Financial Holdings  (NYSE:BFH) Total Stockholders Equity Explanation

1. Total Stockholders Equity is used to calculate Book Value per Share.

Bread Financial Holdings's Book Value per Share for the quarter that ended in Mar. 2026 is

Book Value per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(3325-0)/41.300
=80.51

2. The ratio of a company's debt over equity can be used to measure how leveraged this company is.

Bread Financial Holdings's Debt-to-Equity for the quarter that ended in Mar. 2026 is

Debt-to-Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 3941) / 3325
=1.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bread Financial Holdings Total Stockholders Equity Related Terms

Bread Financial Holdings Total Stockholders Equity Historical Data

* Premium members only.

The historical data trend for Bread Financial Holdings's Total Stockholders Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bread Financial Holdings Total Stockholders Equity Chart

Bread Financial Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Stockholders Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,086.00 2,265.00 2,918.00 3,051.00 3,327.00

Bread Financial Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Stockholders Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,068.00 3,166.00 3,317.00 3,327.00 3,325.00
BFH
61GF Score
Bread Financial Holdings Inc BFH
Total Stockholders Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Total Stockholders Equity of $3,325 Mil mean?
Bread Financial Holdings (BFH) has a Total Stockholders Equity of $3,325 Mil as of Mar. 2026. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for Bread Financial Holdings and its competitors.
Is Bread Financial Holdings' Total Stockholders Equity too high?
Bread Financial Holdings' current Total Stockholders Equity is $3,325 Mil. Overall, Bread Financial Holdings has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bread Financial Holdings' Total Stockholders Equity compare to SLM and NNI?
Bread Financial Holdings' Total Stockholders Equity of $3,325 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Stockholders Equity for a Credit Services company?
A good Total Stockholders Equity depends on the Credit Services industry context. However, Total Stockholders Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Stockholders Equity mean?
A high Total Stockholders Equity can signal that a stock is expensive relative to its fundamentals. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for Bread Financial Holdings and its competitors. Bread Financial Holdings's current Total Stockholders Equity is $3,325 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bread Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Bread Financial Holdings (BFH) is currently considered Significantly Overvalued. The stock's GF Value™ is $58.36, compared to a current price of $113.40 — trading 94.3% above its estimated fair value. The current Total Stockholders Equity is $3,325 Mil. Bread Financial Holdings' overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Stockholders Equity calculated?
Total Stockholders Equity is calculated from a company's financial statements. For Bread Financial Holdings (BFH), the current Total Stockholders Equity is $3,325 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bread Financial Holdings (BFH) Overvalued in 2026?

Based on GuruFocus' analysis, Bread Financial Holdings stock appears to be overvalued. The current stock price of $113.40 is trading 94.3% above its estimated GF Value™ of $58.36. GuruFocus considers Bread Financial Holdings to be Significantly Overvalued.

Key valuation signals for BFH:

  • Total Stockholders Equity: $3,325 Mil
  • GF Value™: $58.36 vs. price of $113.40 (94.3% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the BFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bread Financial Holdings Business Description

Address 3095 Loyalty Circle, Columbus, OH, USA, 43219
Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private-label and co-branded credit cards, loyalty programs, and marketing services. The company's most financially significant unit is its credit card business that partners with retailers to jointly market Bread's credit cards to their customers. The company also retains a minority interest in spun-off LoyaltyOne, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.
61GF Score

Get the complete analysis for BFH

Total Stockholders Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$113.40
Price
$58.36
GF Value