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FSMK (1st Summit Bancorp Johnstown) PS Ratio : 1.93 (As of Dec. 12, 2024)


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What is 1st Summit Bancorp Johnstown PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, 1st Summit Bancorp Johnstown's share price is $26.60. 1st Summit Bancorp Johnstown's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $13.81. Hence, 1st Summit Bancorp Johnstown's PS Ratio for today is 1.93.

Good Sign:

1st Summit Bancorp Johnstown Inc stock PS Ratio (=1.85) is close to 5-year low of 1.84

The historical rank and industry rank for 1st Summit Bancorp Johnstown's PS Ratio or its related term are showing as below:

FSMK' s PS Ratio Range Over the Past 10 Years
Min: 1.84   Med: 3.58   Max: 5.41
Current: 1.85

During the past 5 years, 1st Summit Bancorp Johnstown's highest PS Ratio was 5.41. The lowest was 1.84. And the median was 3.58.

FSMK's PS Ratio is ranked better than
69.02% of 1527 companies
in the Banks industry
Industry Median: 2.62 vs FSMK: 1.85

1st Summit Bancorp Johnstown's Revenue per Sharefor the three months ended in Sep. 2024 was $3.75. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $13.81.

Warning Sign:

1st Summit Bancorp Johnstown Inc revenue per share has been in decline over the past 3 years.

During the past 12 months, the average Revenue per Share Growth Rate of 1st Summit Bancorp Johnstown was -15.50% per year. During the past 3 years, the average Revenue per Share Growth Rate was -1.60% per year.

During the past 5 years, 1st Summit Bancorp Johnstown's highest 3-Year average Revenue per Share Growth Rate was 6.70% per year. The lowest was -1.60% per year. And the median was 2.55% per year.

Back to Basics: PS Ratio


1st Summit Bancorp Johnstown PS Ratio Historical Data

The historical data trend for 1st Summit Bancorp Johnstown's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

1st Summit Bancorp Johnstown PS Ratio Chart

1st Summit Bancorp Johnstown Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
3.78 2.55 3.51 3.46 4.50

1st Summit Bancorp Johnstown Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.22 4.50 5.41 3.72 1.96

Competitive Comparison of 1st Summit Bancorp Johnstown's PS Ratio

For the Banks - Regional subindustry, 1st Summit Bancorp Johnstown's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


1st Summit Bancorp Johnstown's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, 1st Summit Bancorp Johnstown's PS Ratio distribution charts can be found below:

* The bar in red indicates where 1st Summit Bancorp Johnstown's PS Ratio falls into.



1st Summit Bancorp Johnstown PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

1st Summit Bancorp Johnstown's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=26.60/13.809
=1.93

1st Summit Bancorp Johnstown's Share Price of today is $26.60.
1st Summit Bancorp Johnstown's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $13.81.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


1st Summit Bancorp Johnstown  (OTCPK:FSMK) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


1st Summit Bancorp Johnstown PS Ratio Related Terms

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1st Summit Bancorp Johnstown Business Description

Traded in Other Exchanges
N/A
Address
125 Donald Lane, P.O. Box 5480, Johnstown, PA, USA, 15904
1st Summit Bancorp Johnstown Inc through its subsidiaries provides banking, trust, financial and investment services to individuals and businesses. The company accepts various deposits, such as checking, savings, interest-bearing and noninterest-bearing demand deposit, money market, and individual retirement accounts, as well as certificates of deposit. It offers personal loans, including auto, recreational vehicle, bill consolidation, credit line, and educational loans; home equity loans; home equity line of credit; home mortgage loans; mortgage construction; business lines of credit; residential real estate loans; residential and commercial mortgage; equipment loans; equipment leasing; small business administration loans; and commercial vehicle loans.

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