FSMK (1st Summit Bancorp Johnstown) Growth Rank: 1 (As of Jul. 21, 2026) — Near Median

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FSMK 1st Summit Bancorp Johnstown Inc FSMK
45 GF Score
Price $41.93
GF Value $40.95
Valuation Fairly Valued
! 6 Warning Signs
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What is 1st Summit Bancorp Johnstown Growth Rank?

1st Summit Bancorp Johnstown FSMK 45 Growth Rank is 1 as of Jul. 21, 2026, which is at its 10-year median of 1.00. GuruFocus rates FSMK with a GF Score™ of 45/100 and a GF Value™ of $40.95 (Fairly Valued). The stock has 6 warning signs investors should review.

1st Summit Bancorp Johnstown has the Growth Rank of 1.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

1st Summit Bancorp Johnstown Growth Rank Related Terms

FSMK vs KLIB, UWHR, CIWV: Growth Rank Comparison

For the Banks - Regional subindustry, 1st Summit Bancorp Johnstown's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

1st Summit Bancorp Johnstown Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, 1st Summit Bancorp Johnstown's Growth Rank distribution charts can be found below:

* The bar in red indicates where 1st Summit Bancorp Johnstown's Growth Rank falls into.


FSMK
45GF Score
1st Summit Bancorp Johnstown Inc FSMK
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 1 mean?
1st Summit Bancorp Johnstown (FSMK) has a Growth Rank of 1 as of Jul. 21, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on 1st Summit Bancorp Johnstown and its competitors. This is near median its historical median of 1.00. Over the past decade, 1st Summit Bancorp Johnstown's Growth Rank has ranged from 1.00 to 1.00.
Is 1st Summit Bancorp Johnstown's Growth Rank too high?
1st Summit Bancorp Johnstown's current Growth Rank of 1 is near median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 1.00. Overall, 1st Summit Bancorp Johnstown has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does 1st Summit Bancorp Johnstown's Growth Rank compare to KLIB and UWHR?
1st Summit Bancorp Johnstown's Growth Rank of 1 can be compared against companies in the Banks industry. Historically, 1st Summit Bancorp Johnstown's own Growth Rank has ranged from 1.00 to 1.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on 1st Summit Bancorp Johnstown and its competitors. 1st Summit Bancorp Johnstown's current Growth Rank is 1, which is near median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 1st Summit Bancorp Johnstown stock overvalued right now?
Based on GuruFocus' analysis, 1st Summit Bancorp Johnstown (FSMK) is currently considered Fairly Valued. The stock's GF Value™ is $40.95, compared to a current price of $41.93 — trading 2.4% above its estimated fair value. The current Growth Rank is 1, which is near median its 10-year median of 1.00. 1st Summit Bancorp Johnstown's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For 1st Summit Bancorp Johnstown (FSMK), the current Growth Rank is 1 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 1st Summit Bancorp Johnstown (FSMK) Overvalued in 2026?

Based on GuruFocus' analysis, 1st Summit Bancorp Johnstown stock appears to be overvalued. The current stock price of $41.93 is trading 2.4% above its estimated GF Value™ of $40.95. GuruFocus considers 1st Summit Bancorp Johnstown to be Fairly Valued.

Key valuation signals for FSMK:

  • Growth Rank: 1 (near median its 10-year median of 1.00)
  • GF Value™: $40.95 vs. price of $41.93 (2.4% above fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the FSMK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

1st Summit Bancorp Johnstown Business Description

Address 125 Donald Lane, P.O. Box 5480, Johnstown, PA, USA, 15904
1st Summit Bancorp Johnstown Inc is the holding company of the Bank. The Bank is a state-chartered bank located in Pennsylvania. The company's principal sources of revenue emanate from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans, its investment portfolio, as well as trust and a variety of deposit services to its customers through Bank offices and a Bank Loan Production Office. The Bank has the following portfolio segments: Commercial and industrial loans, commercial real estate-nonowner occupied, commercial real estate-all other, construction, residential real estate, and consumer loans.
45GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.93
Price
$40.95
GF Value