FSMK (1st Summit Bancorp Johnstown) 3-1 Month Momentum %: -1.29% (As of Jul. 19, 2026)

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FSMK 1st Summit Bancorp Johnstown Inc FSMK
45 GF Score
Price $41.93
GF Value $40.96
Valuation Fairly Valued
! 6 Warning Signs
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What is 1st Summit Bancorp Johnstown 3-1 Month Momentum %?

1st Summit Bancorp Johnstown FSMK 45 3-1 Month Momentum % is -1.29% as of Jul. 19, 2026. GuruFocus rates FSMK with a GF Score™ of 45/100 and a GF Value™ of $40.96 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,565 Banks companies, 1st Summit Bancorp Johnstown ranks worse than 53.1% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-19), 1st Summit Bancorp Johnstown's 3-1 Month Momentum % is -1.29%.

The industry rank for 1st Summit Bancorp Johnstown's 3-1 Month Momentum % or its related term are showing as below:

FSMK's 3-1 Month Momentum % is ranked worse than
53.1% of 1565 companies
in the Banks industry
Industry Median: 2.03 vs FSMK: -1.29

1st Summit Bancorp Johnstown  (OTCPK:FSMK) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


1st Summit Bancorp Johnstown 3-1 Month Momentum % Related Terms


FSMK vs KLIB, UWHR, CIWV: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, 1st Summit Bancorp Johnstown's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


1st Summit Bancorp Johnstown 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, 1st Summit Bancorp Johnstown's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where 1st Summit Bancorp Johnstown's 3-1 Month Momentum % falls into.


FSMK
45GF Score
1st Summit Bancorp Johnstown Inc FSMK
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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1st Summit Bancorp Johnstown  (OTCPK:FSMK) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -1.29% mean?
1st Summit Bancorp Johnstown (FSMK) has a 3-1 Month Momentum % of -1.29% as of Jul. 19, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on 1st Summit Bancorp Johnstown and its competitors. According to the industry distribution chart, 1st Summit Bancorp Johnstown ranks #831 out of 1565 companies in the Banks industry, placing it in the top 53.1%.
Is 1st Summit Bancorp Johnstown's 3-1 Month Momentum % too high?
1st Summit Bancorp Johnstown's current 3-1 Month Momentum % is -1.29%. Based on the distribution chart, 1st Summit Bancorp Johnstown ranks #831 out of 1565 companies in the Banks industry, which is below the industry midpoint. Overall, 1st Summit Bancorp Johnstown has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does 1st Summit Bancorp Johnstown's 3-1 Month Momentum % compare to KLIB and UWHR?
According to the Banks industry distribution chart, 1st Summit Bancorp Johnstown ranks #831 out of 1565 companies for 3-1 Month Momentum %. This places 1st Summit Bancorp Johnstown in the lower half of its industry. The industry median 3-1 Month Momentum % is 2.03. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.03, based on 1,565 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on 1st Summit Bancorp Johnstown and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 1st Summit Bancorp Johnstown's current 3-1 Month Momentum % is -1.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 1st Summit Bancorp Johnstown stock overvalued right now?
Based on GuruFocus' analysis, 1st Summit Bancorp Johnstown (FSMK) is currently considered Fairly Valued. The stock's GF Value™ is $40.96, compared to a current price of $41.93 — trading 2.4% above its estimated fair value. The current 3-1 Month Momentum % is -1.29%. 1st Summit Bancorp Johnstown's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For 1st Summit Bancorp Johnstown (FSMK), the current 3-1 Month Momentum % is -1.29% as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 1st Summit Bancorp Johnstown (FSMK) Overvalued in 2026?

Based on GuruFocus' analysis, 1st Summit Bancorp Johnstown stock appears to be overvalued. The current stock price of $41.93 is trading 2.4% above its estimated GF Value™ of $40.96. GuruFocus considers 1st Summit Bancorp Johnstown to be Fairly Valued.

Key valuation signals for FSMK:

  • 3-1 Month Momentum %: -1.29%
  • GF Value™: $40.96 vs. price of $41.93 (2.4% above fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the FSMK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


1st Summit Bancorp Johnstown Business Description

Address 125 Donald Lane, P.O. Box 5480, Johnstown, PA, USA, 15904
1st Summit Bancorp Johnstown Inc is the holding company of the Bank. The Bank is a state-chartered bank located in Pennsylvania. The company's principal sources of revenue emanate from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans, its investment portfolio, as well as trust and a variety of deposit services to its customers through Bank offices and a Bank Loan Production Office. The Bank has the following portfolio segments: Commercial and industrial loans, commercial real estate-nonowner occupied, commercial real estate-all other, construction, residential real estate, and consumer loans.
45GF Score

Get the complete analysis for FSMK

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.93
Price
$40.96
GF Value