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Hanmi FinancialHAFC -0.19%67 Shareholder Yield % is 21.54% as of Jun. 2026, which is 1052% above its 10-year median of 1.87. GuruFocus rates HAFC with a GF Score™ of 67/100 and a GF Value™ of $27.98 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,498 Banks companies, Hanmi Financial ranks better than 89.99% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Hanmi Financial's Shareholder Yield % was 21.54%.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Hanmi Financial Shareholder Yield % Related Terms
Hanmi Financial Shareholder Yield % Historical Data
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The historical data trend for Hanmi Financial's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HAFC vs MPB, FMCB, SBNC: Shareholder Yield % Comparison
For the Banks - Regional subindustry, Hanmi Financial's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hanmi Financial Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Hanmi Financial's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Hanmi Financial's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Hanmi Financial (HAFC) has a Shareholder Yield % of 21.54% as of Jun. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Hanmi Financial and its competitors. This is 1052% above median its historical median of 1.87. According to the industry distribution chart, Hanmi Financial ranks #150 out of 1498 companies in the Banks industry, placing it in the top 10%.
Is Hanmi Financial's Shareholder Yield % too high?
Hanmi Financial's current Shareholder Yield % of 21.54% is 1052% above median its 10-year median of 1.87. The Banks industry median Shareholder Yield % is 1.46. Hanmi Financial's value of 21.54% is 1375.3% above this industry median. Based on the distribution chart, Hanmi Financial ranks #150 out of 1498 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hanmi Financial has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hanmi Financial's Shareholder Yield % compare to MPB and FMCB?
According to the Banks industry distribution chart, Hanmi Financial ranks #150 out of 1498 companies for Shareholder Yield %. This places Hanmi Financial in the top 10% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 1.46. Hanmi Financial's value of 21.54% is 1375.3% above this benchmark. While the company's 10-year median is 1.87 vs. the industry median of 1.46, Hanmi Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.46, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hanmi Financial's current Shareholder Yield % of 21.54% is 1375.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Hanmi Financial and its competitors. For the Banks industry, the median Shareholder Yield % is 1.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hanmi Financial's current Shareholder Yield % is 21.54%, which is 1052% above median its own 10-year median of 1.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hanmi Financial stock overvalued right now?
Based on GuruFocus' analysis, Hanmi Financial (HAFC) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.98, compared to a current price of $31.12 — trading 11.2% above its estimated fair value. The current Shareholder Yield % is 21.54%, which is 1052% above median its 10-year median of 1.87 and 1375.3% above the Banks industry median of 1.46. Hanmi Financial's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Hanmi Financial (HAFC), the current Shareholder Yield % is 21.54% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hanmi Financial (HAFC) Overvalued in 2026?
Based on GuruFocus' analysis, Hanmi Financial stock appears to be overvalued.
The current stock price of $31.12 is trading 11.2% above its estimated GF Value™ of $27.98.
GuruFocus considers Hanmi Financial to be Modestly Overvalued.
Key valuation signals for HAFC:
Shareholder Yield %: 21.54% (1052% above median its 10-year median of 1.87)
GF Value™: $27.98 vs. price of $31.12 (11.2% above fair value)
Industry Position: 1375.3% above the Banks median (#150 of 1498)
No single metric tells the full story. See the HAFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans and other multi-ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington. The bank mainly focuses on small businesses and commercial and real estate loans. It also offers a variety of international finance and trade services and products, including letters of credit, import financing, and export financing. The Bank's revenues are derived from interest and fees on loans, interest, and dividends on the securities portfolio, service charges on deposit accounts, and sales of SBA loans.
67GF Score
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