HAFC (Hanmi Financial) Dividend Payout Ratio: 0.35 (As of Jun. 2026) — 17% Below Median

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HAFC Hanmi Financial Corp HAFC
67 GF Score
Price $31.12
GF Value $27.98
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Hanmi Financial Dividend Payout Ratio?

Hanmi Financial HAFC -0.19% 67 Dividend Payout Ratio is 0.35 as of Jun. 2026, which is 17% below its 10-year median of 0.42. GuruFocus rates HAFC with a GF Score™ of 67/100 and a GF Value™ of $27.98 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,173 Banks companies, Hanmi Financial ranks worse than 58.91% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Hanmi Financial's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.35.

The historical rank and industry rank for Hanmi Financial's Dividend Payout Ratio or its related term are showing as below:

HAFC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.17   Med: 0.42   Max: 0.9
Current: 0.37

During the past 13 years, the highest Dividend Payout Ratio of Hanmi Financial was 0.90. The lowest was 0.17. And the median was 0.42.

HAFC's Dividend Payout Ratio is ranked worse than
58.91% of 1173 companies
in the Banks industry
Industry Median: 0.32 vs HAFC: 0.37

As of today (2026-08-22), the Dividend Yield % of Hanmi Financial is 3.57%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Hanmi Financial was 12.30%. The lowest was 1.75%. And the median was 4.02%.

Hanmi Financial's Dividends per Share for the months ended in Jun. 2026 was $0.28.

During the past 12 months, Hanmi Financial's average Dividends Per Share Growth Rate was 5.80% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 4.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 17.20% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 5.50% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Hanmi Financial was 67.70% per year. The lowest was -23.40% per year. And the median was 6.30% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Hanmi Financial (NAS:HAFC) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Hanmi Financial Dividend Payout Ratio Related Terms

Hanmi Financial Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Hanmi Financial's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hanmi Financial Dividend Payout Ratio Chart

Hanmi Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.28 0.40 0.49 0.43

Hanmi Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.54 0.37 0.39 0.37 0.35

HAFC vs MPB, FMCB, SBNC: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Hanmi Financial's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hanmi Financial Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Hanmi Financial's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Hanmi Financial's Dividend Payout Ratio falls into.


HAFC
67GF Score
Hanmi Financial Corp HAFC
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hanmi Financial Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Hanmi Financial's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1.08/ 2.51
=0.43

Hanmi Financial's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.28/ 0.79
=0.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.35 mean?
Hanmi Financial (HAFC) has a Dividend Payout Ratio of 0.35 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Hanmi Financial and its competitors. This is 17% below median its historical median of 0.42. Over the past decade, Hanmi Financial's Dividend Payout Ratio has ranged from 0.17 to 0.90. According to the industry distribution chart, Hanmi Financial ranks #691 out of 1173 companies in the Banks industry, placing it in the top 58.9%.
Is Hanmi Financial's Dividend Payout Ratio too high?
Hanmi Financial's current Dividend Payout Ratio of 0.35 is 17% below median its 10-year median of 0.42. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.90. The Banks industry median Dividend Payout Ratio is 0.32. Hanmi Financial's value of 0.35 is 9.4% above this industry median. Based on the distribution chart, Hanmi Financial ranks #691 out of 1173 companies in the Banks industry, which is below the industry midpoint. Overall, Hanmi Financial has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hanmi Financial's Dividend Payout Ratio compare to MPB and FMCB?
According to the Banks industry distribution chart, Hanmi Financial ranks #691 out of 1173 companies for Dividend Payout Ratio. This places Hanmi Financial in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Hanmi Financial's value of 0.35 is 9.4% above this benchmark. Historically, Hanmi Financial's own Dividend Payout Ratio has ranged from 0.17 to 0.90 over the past decade. While the company's 10-year median is 0.42 vs. the industry median of 0.32, Hanmi Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hanmi Financial's current Dividend Payout Ratio of 0.35 is 9.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Hanmi Financial and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hanmi Financial's current Dividend Payout Ratio is 0.35, which is 17% below median its own 10-year median of 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hanmi Financial stock overvalued right now?
Based on GuruFocus' analysis, Hanmi Financial (HAFC) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.98, compared to a current price of $31.12 — trading 11.2% above its estimated fair value. The current Dividend Payout Ratio is 0.35, which is 17% below median its 10-year median of 0.42 and 9.4% above the Banks industry median of 0.32. Hanmi Financial's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Hanmi Financial (HAFC), the current Dividend Payout Ratio is 0.35 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hanmi Financial (HAFC) Overvalued in 2026?

Based on GuruFocus' analysis, Hanmi Financial stock appears to be overvalued. The current stock price of $31.12 is trading 11.2% above its estimated GF Value™ of $27.98. GuruFocus considers Hanmi Financial to be Modestly Overvalued.

Key valuation signals for HAFC:

  • Dividend Payout Ratio: 0.35 (17% below median its 10-year median of 0.42)
  • GF Value™: $27.98 vs. price of $31.12 (11.2% above fair value)
  • GF Score™: 67/100 with 6 warning signs
  • Industry Position: 9.4% above the Banks median (#691 of 1173)

No single metric tells the full story. See the HAFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hanmi Financial Business Description

Other Exchanges HF7N:Germany
Address 900 Wilshire Boulevard, Suite 1250, Los Angeles, CA, USA, 90017
Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans and other multi-ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington. The bank mainly focuses on small businesses and commercial and real estate loans. It also offers a variety of international finance and trade services and products, including letters of credit, import financing, and export financing. The Bank's revenues are derived from interest and fees on loans, interest, and dividends on the securities portfolio, service charges on deposit accounts, and sales of SBA loans.
67GF Score

Get the complete analysis for HAFC

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.12
Price
$27.98
GF Value