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Hanmi FinancialHAFC -0.19%67 Median PS Value is $28.84 as of Aug. 22, 2026, which is 3597% above its 10-year median of 0.78. GuruFocus rates HAFC with a GF Score™ of 67/100 and a GF Value™ of $27.98 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,056 Banks companies, Hanmi Financial ranks better than 53.88% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
As of today (2026-08-22), Hanmi Financial's share price is $31.12. Hanmi Financial's Median PS Value is $28.84. Therefore, Hanmi Financial's Price to Median PS Value for today is 1.08.
The historical rank and industry rank for Hanmi Financial's Median PS Value or its related term are showing as below:
HAFC'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.29 Med: 0.78 Max: 2.1
Current: 1.08
During the past 13 years, the highest Price to Median PS Value of Hanmi Financial was 2.10. The lowest was 0.29. And the median was 0.78.
HAFC's Price-to-Median-PS-Value is ranked better than 53.88% of 1056
companies
in the Banks industry
Industry Median: 1.11
vs HAFC: 1.08
Hanmi Financial (NAS:HAFC) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Hanmi Financial's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
31.12
/
28.84
=
1.08
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hanmi Financial Median PS Value Related Terms
Hanmi Financial Median PS Value Historical Data
* Premium members only.
The historical data trend for Hanmi Financial's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HAFC vs MPB, FMCB, SBNC: Median PS Value Comparison
For the Banks - Regional subindustry, Hanmi Financial's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hanmi Financial Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Hanmi Financial's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Hanmi Financial's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.0158.
Hanmi Financial's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $9.563.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hanmi Financial (HAFC) has a Median PS Value of $28.84 as of Aug. 22, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Hanmi Financial and its competitors. This is 3597% above median its historical median of 0.78. Over the past decade, Hanmi Financial's Median PS Value has ranged from 0.29 to 2.10. According to the industry distribution chart, Hanmi Financial ranks #487 out of 1056 companies in the Banks industry, placing it in the top 46.1%.
Is Hanmi Financial's Median PS Value too high?
Hanmi Financial's current Median PS Value of $28.84 is 3597% above median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 2.10. The Banks industry median Median PS Value is 1.11. Hanmi Financial's value of $28.84 is 2498.2% above this industry median. Based on the distribution chart, Hanmi Financial ranks #487 out of 1056 companies in the Banks industry, which is above the industry midpoint. Overall, Hanmi Financial has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hanmi Financial's Median PS Value compare to MPB and FMCB?
According to the Banks industry distribution chart, Hanmi Financial ranks #487 out of 1056 companies for Median PS Value. This puts Hanmi Financial in the upper half of its industry. The industry median Median PS Value is 1.11. Hanmi Financial's value of $28.84 is 2498.2% above this benchmark. Historically, Hanmi Financial's own Median PS Value has ranged from 0.29 to 2.10 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 1.11, Hanmi Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,056 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hanmi Financial's current Median PS Value of $28.84 is 2498.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Hanmi Financial and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hanmi Financial's current Median PS Value is $28.84, which is 3597% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hanmi Financial stock overvalued right now?
Based on GuruFocus' analysis, Hanmi Financial (HAFC) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.98, compared to a current price of $31.12 — trading 11.2% above its estimated fair value. The current Median PS Value is $28.84, which is 3597% above median its 10-year median of 0.78 and 2498.2% above the Banks industry median of 1.11. Hanmi Financial's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Hanmi Financial (HAFC), the current Median PS Value is $28.84 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hanmi Financial (HAFC) Overvalued in 2026?
Based on GuruFocus' analysis, Hanmi Financial stock appears to be overvalued.
The current stock price of $31.12 is trading 11.2% above its estimated GF Value™ of $27.98.
GuruFocus considers Hanmi Financial to be Modestly Overvalued.
Key valuation signals for HAFC:
Median PS Value: $28.84 (3597% above median its 10-year median of 0.78)
GF Value™: $27.98 vs. price of $31.12 (11.2% above fair value)
Industry Position: 2498.2% above the Banks median (#487 of 1056)
No single metric tells the full story. See the HAFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans and other multi-ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington. The bank mainly focuses on small businesses and commercial and real estate loans. It also offers a variety of international finance and trade services and products, including letters of credit, import financing, and export financing. The Bank's revenues are derived from interest and fees on loans, interest, and dividends on the securities portfolio, service charges on deposit accounts, and sales of SBA loans.
67GF Score
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