HFBK (Harford Bank) FCF Margin % : 35.63% (As of Dec. 2024)

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What is Harford Bank FCF Margin %?

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Harford Bank's Free Cash Flow for the three months ended in Dec. 2024 was $2.35 Mil. Harford Bank's Revenue for the three months ended in Dec. 2024 was $6.60 Mil. Therefore, Harford Bank's FCF Margin % for the quarter that ended in Dec. 2024 was 35.63%.

As of today, Harford Bank's current FCF Yield % is 13.71%.

The historical rank and industry rank for Harford Bank's FCF Margin % or its related term are showing as below:

HFBK' s FCF Margin % Range Over the Past 10 Years
Min: 12.32 Med: 24.71 Max: 38.65
Current: 28.41

During the past 13 years, the highest FCF Margin % of Harford Bank was 38.65%. The lowest was 12.32%. And the median was 24.71%.

HFBK's FCF Margin % is ranked better than
51.15% of 1474 companies
in the Banks industry
Industry Median: 27.59 vs HFBK: 28.41

Harford Bank FCF Margin % Historical Data

The historical data trend for Harford Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Harford Bank FCF Margin % Chart

Harford Bank Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

FCF Margin %

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12.32

38.65

30.94

29.33

28.41

Harford Bank Quarterly Data
	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24
FCF Margin %	Get a 7-Day Free Trial															32.80	54.79	-4.71	28.35	35.63

Competitive Comparison of Harford Bank's FCF Margin %

For the Banks - Regional subindustry, Harford Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Harford Bank's FCF Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Harford Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Harford Bank's FCF Margin % falls into.

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Harford Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Harford Bank's FCF Margin for the fiscal year that ended in Dec. 2024 is calculated as

FCF Margin	=	Free Cash Flow (A: Dec. 2024 )	/	Revenue (A: Dec. 2024 )
	=	7.045	/	24.798
	=	28.41 %

Harford Bank's FCF Margin for the quarter that ended in Dec. 2024 is calculated as

FCF Margin	=	Free Cash Flow (Q: Dec. 2024 )	/	Revenue (Q: Dec. 2024 )
	=	2.351	/	6.599
	=	35.63 %

Harford Bank FCF Margin % Related Terms

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Harford Bank Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Harford Bank (OTCPK:HFBK) » Definitions » FCF Margin %

Comparable Companies

Traded in Other Exchanges

N/A

Address

8 West Bel Air Avenue, Aberdeen, MD, USA, 21001

Website

https://www.harfordbank.com

Harford Bank is a banking services company. The company provides a full range of banking services to customers located in Harford and Cecil Counties and surrounding areas of northeastern Maryland. The company conducts general commercial banking in its primary service areas, emphasizing the banking needs of individuals and small to medium-sized businesses and professional concerns. The primary source of income for the Bank is the net interest income it earns. The bank has only one operating segment, which is commercial banking.

Harford Bank Headlines

From GuruFocus

Harford Bank Announces Change In Location And Format Of 2020 Annual Meeting To Be Held On May 20, 2020

By PRNewswire PRNewswire • 05-12-2020