HFBK (Harford Bank) Dividend Payout Ratio : 0.15 (As of Dec. 2024)

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What is Harford Bank Dividend Payout Ratio?

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Harford Bank's Dividend Payout Ratio for the months ended in Dec. 2024 was 0.15.

The historical rank and industry rank for Harford Bank's Dividend Payout Ratio or its related term are showing as below:

HFBK' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.2 Med: 0.23 Max: 0.47
Current: 0.2

During the past 13 years, the highest Dividend Payout Ratio of Harford Bank was 0.47. The lowest was 0.20. And the median was 0.23.

HFBK's Dividend Payout Ratio is ranked better than
80.38% of 1147 companies
in the Banks industry
Industry Median: 0.35 vs HFBK: 0.20

As of today (2025-03-16), the Dividend Yield % of Harford Bank is 2.77%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Harford Bank was 2.92%. The lowest was 0.45%. And the median was 2.39%.

Harford Bank's Dividends per Share for the months ended in Dec. 2024 was $0.23.

During the past 12 months, Harford Bank's average Dividends Per Share Growth Rate was 4.50% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 8.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 14.00% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 2.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Harford Bank was 19.20% per year. The lowest was -9.50% per year. And the median was 2.30% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Harford Bank Dividend Payout Ratio Historical Data

The historical data trend for Harford Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Harford Bank Dividend Payout Ratio Chart

Harford Bank Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dividend Payout Ratio

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0.22

0.20

0.22

0.23

0.20

Harford Bank Quarterly Data
	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24
Dividend Payout Ratio	Get a 7-Day Free Trial															0.26	0.22	0.25	0.20	0.15

Competitive Comparison of Harford Bank's Dividend Payout Ratio

For the Banks - Regional subindustry, Harford Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Harford Bank's Dividend Payout Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Harford Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Harford Bank's Dividend Payout Ratio falls into.

Harford Bank Dividend Payout Ratio Calculation

Harford Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2024 )	/	EPS without NRI (A: Dec. 2024 )
	=	0.92	/	4.701
	=	0.20

Harford Bank's Dividend Payout Ratio for the quarter that ended in Dec. 2024 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Dec. 2024 )	/	EPS without NRI (Q: Dec. 2024 )
	=	0.23	/	1.559
	=	0.15

Harford Bank (OTCPK:HFBK) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Harford Bank Dividend Payout Ratio Related Terms

Thank you for viewing the detailed overview of Harford Bank's Dividend Payout Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.

Harford Bank Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Harford Bank (OTCPK:HFBK) » Definitions » Dividend Payout Ratio

Comparable Companies

Traded in Other Exchanges

N/A

Address

8 West Bel Air Avenue, Aberdeen, MD, USA, 21001

Website

https://www.harfordbank.com

Harford Bank is a banking services company. The company provides a full range of banking services to customers located in Harford and Cecil Counties and surrounding areas of northeastern Maryland. The company conducts general commercial banking in its primary service areas, emphasizing the banking needs of individuals and small to medium-sized businesses and professional concerns. The primary source of income for the Bank is the net interest income it earns. The bank has only one operating segment, which is commercial banking.

Harford Bank Headlines

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