Ledyard Financial GroupLFGP -0.08%62 PS Ratio is 1.34 as of Jul. 05, 2026, which is 41% below its 10-year median of 2.29. GuruFocus rates LFGP with a GF Score™ of 62/100 and a GF Value™ of $20.44 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,519 Banks companies, Ledyard Financial Group ranks better than 86.9% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Ledyard Financial Group's share price is $17.985.
Ledyard Financial Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $13.37. Hence, Ledyard Financial Group's PS Ratio for today is 1.34.
The historical rank and industry rank for Ledyard Financial Group's PS Ratio or its related term are showing as below:
LFGP'
s PS Ratio Range Over the Past 10 Years
Min: 1.14 Med: 2.29 Max: 8.76
Current: 1.34
During the past 13 years, Ledyard Financial Group's highest PS Ratio was 8.76. The lowest was 1.14. And the median was 2.29.
LFGP's PS Ratio is ranked better than 86.9% of 1519
companies
in the Banks industry
Industry Median: 3
vs LFGP: 1.34
During the past 12 months, the average Revenue per Share Growth Rate of Ledyard Financial Group was 26.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 12.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 3.70% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 4.30% per year.
During the past 13 years, Ledyard Financial Group's highest 3-Year average Revenue per Share Growth Rate was 12.20% per year. The lowest was -1.60% per year. And the median was 4.15% per year.
Back to Basics: PS Ratio
Ledyard Financial Group (OTCPK:LFGP) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ledyard Financial Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ledyard Financial Group PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Ledyard Financial Group's PS Ratio distribution charts can be found below:
* The bar in red indicates where Ledyard Financial Group's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Ledyard Financial Group's Share Price of today is $17.985. Ledyard Financial Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $13.37.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Ledyard Financial Group (LFGP) has a PS Ratio of 1.34 as of Jul. 05, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Ledyard Financial Group and its competitors. This is 41% below median its historical median of 2.29. Over the past decade, Ledyard Financial Group's PS Ratio has ranged from 1.14 to 8.76. According to the industry distribution chart, Ledyard Financial Group ranks #199 out of 1519 companies in the Banks industry, placing it in the top 13.1%.
Is Ledyard Financial Group's PS Ratio too high?
Ledyard Financial Group's current PS Ratio of 1.34 is 41% below median its 10-year median of 2.29. Over the past 10 years, this metric has ranged from a low of 1.14 to a high of 8.76. The Banks industry median PS Ratio is 3.00. Ledyard Financial Group's value of 1.34 is 55.3% below this industry median. Based on the distribution chart, Ledyard Financial Group ranks #199 out of 1519 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ledyard Financial Group has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ledyard Financial Group's PS Ratio compare to CBAF and CEFC?
According to the Banks industry distribution chart, Ledyard Financial Group ranks #199 out of 1519 companies for PS Ratio. This places Ledyard Financial Group in the top 13% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.00. Ledyard Financial Group's value of 1.34 is 55.3% below this benchmark. Historically, Ledyard Financial Group's own PS Ratio has ranged from 1.14 to 8.76 over the past decade. While the company's 10-year median is 2.29 vs. the industry median of 3.00, Ledyard Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ledyard Financial Group's current PS Ratio of 1.34 is 55.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Ledyard Financial Group and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ledyard Financial Group's current PS Ratio is 1.34, which is 41% below median its own 10-year median of 2.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ledyard Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Ledyard Financial Group (LFGP) is currently considered Modestly Undervalued. The stock's GF Value™ is $20.44, compared to a current price of $17.99 — trading 12% below its estimated fair value. The current PS Ratio is 1.34, which is 41% below median its 10-year median of 2.29 and 55.3% below the Banks industry median of 3.00. Ledyard Financial Group's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Ledyard Financial Group (LFGP), the current PS Ratio is 1.34 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ledyard Financial Group (LFGP) Overvalued in 2026?
Based on GuruFocus' analysis, Ledyard Financial Group stock appears to be undervalued.
The current stock price of $17.99 is trading 12% below its estimated GF Value™ of $20.44.
GuruFocus considers Ledyard Financial Group to be Modestly Undervalued.
Key valuation signals for LFGP:
PS Ratio: 1.34 (41% below median its 10-year median of 2.29)
GF Value™: $20.44 vs. price of $17.99 (12% below fair value)
Industry Position: 55.3% below the Banks median (#199 of 1519)
No single metric tells the full story. See the LFGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ledyard Financial Group Inc is a bank holding company. Through its banking subsidiary, it provides retail and commercial banking and wealth advisory services through office locations in New Hampshire and Vermont. The Group operates in two segments: Banking and Wealth Advisory Services. Maximum revenue is generated from the Banking segment, which principally consists of lending to commercial and consumer customers, as well as deposit gathering activities. Wealth Advisory Services segment includes, as its principal business lines, financial planning services, investment management services, personal tax services, trustee services, and estate planning.
62GF Score
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