Ledyard Financial GroupLFGP 60 5-Year Yield-on-Cost % is 4.77 as of Jul. 12, 2026, which is 24% above its 10-year median of 3.86. GuruFocus rates LFGP with a GF Score™ of 60/100 and a GF Value™ of $20.50 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,258 Banks companies, Ledyard Financial Group ranks better than 62.32% on this metric.
The historical rank and industry rank for Ledyard Financial Group's 5-Year Yield-on-Cost % or its related term are showing as below:
LFGP'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.04 Med: 3.86 Max: 7.21
Current: 4.77
During the past 13 years, Ledyard Financial Group's highest Yield on Cost was 7.21. The lowest was 1.04. And the median was 3.86.
LFGP's 5-Year Yield-on-Cost % is ranked better than 62.32% of 1258
companies
in the Banks industry
Industry Median: 3.89
vs LFGP: 4.77
Ledyard Financial Group (OTCPK:LFGP) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Ledyard Financial Group 5-Year Yield-on-Cost % Related Terms
LFGP vs CBAF, CEFC, FMFG: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Ledyard Financial Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ledyard Financial Group 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Ledyard Financial Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Ledyard Financial Group's 5-Year Yield-on-Cost % falls into.
Ledyard Financial Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Ledyard Financial Group (LFGP) has a 5-Year Yield-on-Cost % of 4.77 as of Jul. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Ledyard Financial Group and its competitors. This is 24% above median its historical median of 3.86. Over the past decade, Ledyard Financial Group's 5-Year Yield-on-Cost % has ranged from 1.04 to 7.21. According to the industry distribution chart, Ledyard Financial Group ranks #474 out of 1258 companies in the Banks industry, placing it in the top 37.7%.
Is Ledyard Financial Group's 5-Year Yield-on-Cost % too high?
Ledyard Financial Group's current 5-Year Yield-on-Cost % of 4.77 is 24% above median its 10-year median of 3.86. Over the past 10 years, this metric has ranged from a low of 1.04 to a high of 7.21. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Ledyard Financial Group's value of 4.77 is 22.6% above this industry median. Based on the distribution chart, Ledyard Financial Group ranks #474 out of 1258 companies in the Banks industry, which is above the industry midpoint. Overall, Ledyard Financial Group has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ledyard Financial Group's 5-Year Yield-on-Cost % compare to CBAF and CEFC?
According to the Banks industry distribution chart, Ledyard Financial Group ranks #474 out of 1258 companies for 5-Year Yield-on-Cost %. This puts Ledyard Financial Group in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Ledyard Financial Group's value of 4.77 is 22.6% above this benchmark. Historically, Ledyard Financial Group's own 5-Year Yield-on-Cost % has ranged from 1.04 to 7.21 over the past decade. While the company's 10-year median is 3.86 vs. the industry median of 3.89, Ledyard Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,258 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ledyard Financial Group's current 5-Year Yield-on-Cost % of 4.77 is 22.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Ledyard Financial Group and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ledyard Financial Group's current 5-Year Yield-on-Cost % is 4.77, which is 24% above median its own 10-year median of 3.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ledyard Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Ledyard Financial Group (LFGP) is currently considered Fairly Valued. The stock's GF Value™ is $20.50, compared to a current price of $19.35 — trading 5.6% below its estimated fair value. The current 5-Year Yield-on-Cost % is 4.77, which is 24% above median its 10-year median of 3.86 and 22.6% above the Banks industry median of 3.89. Ledyard Financial Group's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Ledyard Financial Group (LFGP), the current 5-Year Yield-on-Cost % is 4.77 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ledyard Financial Group (LFGP) Overvalued in 2026?
Based on GuruFocus' analysis, Ledyard Financial Group stock appears to be undervalued.
The current stock price of $19.35 is trading 5.6% below its estimated GF Value™ of $20.50.
GuruFocus considers Ledyard Financial Group to be Fairly Valued.
Key valuation signals for LFGP:
5-Year Yield-on-Cost %: 4.77 (24% above median its 10-year median of 3.86)
GF Value™: $20.50 vs. price of $19.35 (5.6% below fair value)
Industry Position: 22.6% above the Banks median (#474 of 1258)
No single metric tells the full story. See the LFGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ledyard Financial Group Inc is a bank holding company. Through its banking subsidiary, it provides retail and commercial banking and wealth advisory services through office locations in New Hampshire and Vermont. The Group operates in two segments: Banking and Wealth Advisory Services. Maximum revenue is generated from the Banking segment, which principally consists of lending to commercial and consumer customers, as well as deposit gathering activities. Wealth Advisory Services segment includes, as its principal business lines, financial planning services, investment management services, personal tax services, trustee services, and estate planning.
60GF Score
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